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Gadget Insurance from Adrian Flux
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Adrian Flux the specialist insurance brokers offer a cost effective way of insuring your gadgets at low cost, with a simple all product insurance policy wich covers pretty much any portable gadget for £49.95 p.a.
The level of cover differs slightly depending on the gadget you are looking to insure, but the low premium and comprehensive package is bound to attract many who are wanting wide cover.
Product Specifications
The Adrian Flux policy covers your electronic items up to a maximum value of £1000 per claim and up to a maximum of 2 claims within any twelve month. it will cover a host of gadgets such as mobile phones, PDAs, satellite navigation units, iPod, MP3 players, laptops, cameras, portable DVD players, electronic tablets, e-readers, portable gaming consoles and LCD monitors.
All gadgets are covered for Theft and Accidental Damage. Additionally all items apart from Laptops and computers are covered for mechanical or electrical breakdown.
Mobile phones, including iPhones and Blackberries are also covered for Accidental Loss - this makes the policy great value for iPhone users who often find it difficult to find cost effective cover on policies with loss being covered.
Cover is worldwide, as long as you have no trips which are more than 60 days long.
Your electronic equipment is covered for up to 60 days abroad within any 12 month period although be aware that replacement or repair can only be dealt with once you are back in the UK.
Policies should be taken out in the name of individual who bought the gadget (who must be at least 18 years old), although it can be used by any member of the same household, with no minimum age restrictions. This can include students who may be away at college or university temporarily during term time.
There is is an excess of £25 per claim, with an increased excess of £50 for accidental loss claims.
The full policy documents can be found here
The information above has been provided by, and approved by Adrian Flux Insurance Brokers.
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moneymaxim always recommend you take independent financial advice before acting on any article. Any views expressed are those of the editorial team at the time of going to press, and should not be considered as either recommendation or specific advice. Readers should be aware that no warranty is given that the details are correct and are recommended to read any policy documents carefully before entering into any contract.