We review Staysure - Travel Insurance for the over 50s

Staysure offer Travel Insurance designed for the over 50's although we have had customers well under this age finding it attractive and competitive. It covers single trip, annual multi-trip, long stay, winter sports and pre existing medcal conditions.

Go directly to the Staysure website for more information and quotations

What we like:

• Good cover for those with a pre existing medical condition
• Have a clear list of 220 conditions that are covered without additional screening
• Cover can be extending to cover Golf Insurance, Wedding Insurance and Winter Sports cover

What we are not so keen on:

• Age limits are low than many companies who target the pre existing medical condition market - this can be frustrating for those who find the company can either no longer cover them, or where premiums leap from one year to another

Single trip cover

Covers trip lasting up to 100 days, although long stay cover is also available. Covers those up to 85 years old, although trip duration is limited to a maximum of 31 days if over 75. Pretty decent sports cover but no upgrade available for more extreme activities.

Annual (Multi trip) cover

Covers travellers up to 80 years old (winter sports up to 65 only) with trips allowed up to 100 days for those under 65. (Standard policy is 50 days, although this can be extended) Good sports coverage, but see comments above regarding single trip policies.

Winter Sports

Ski and snowboarding cover is only offered for those under 65 years of age. Activities covered include the following:

• Ice-skating (outdoor)
• Snowboarding (off-piste but on recognised and authorised areas only)
• Skiing (off-piste but on recognised and authorised areas only)
• Snowboarding (on-piste)
• Skiing (on piste / glacier)
• Tobogganing

Additionally the policy can be extended to cover the following sports and activities for an additional premium, but no cover will apply in respect of any Personal Accident or Personal Liability claims:

• Ice sailing/ice windsurfing
• Snow Mobiling
• Skidoo

This is a fairly narrow range so if you are looking for greater cover see our guides in our Ski section.

Backpacking Cover

No specific policy, although see long stay cover below.

Long Stay

Available for travellers up to 75 years old, covering long stay trips from 3 to 18 months. Similar cover to that offered under single trip

Travel Insurance for Cruises

Staysure standard policy covers cruises but does not offer additional cruise specific benefits such as cabin confinement or missed port cover. See our article on travel insurance for cruises for more information

Pre-existing Medical Conditions

Staysure are market leaders in offering online screening of medical conditions for policyholders of all ages, as well as having a list of 220 pre existing medical conditions that they cover without additional screening or premium increase.

Travelling whilst Pregnant

Staysure offers both cancellation cover and medical cover for complications in pregnancy.

Go directly to the Staysure website for more information and quotations

The Staysure policy specifically excludes participating in or practising for certain sports and activities. The policy will cover you when you are engaging in the following sports and activities on a non-competitive and non-professional basis during your Trip:
(please check the companies current terms and conditions at time of booking to ensure there have been no changes, and for any further conditions that apply)

The following sports and activities will also be covered but no cover will apply in respect of any Personal Accident or Personal Liability claims:

You will not be covered for any claims arising directly or indirectly when engaging in or practising for the following sports and activities:

Go directly to the Staysure website for more information and quotations

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moneymaxim always recommend you take independent financial advice before acting on any article. Any views expressed are those of the editorial team at the time of going to press, and should not be considered as either recommendation or specific advice. Readers should be aware that no warranty is given that the details are correct and are recommended to read any policy documents carefully before entering into any contract.