Dayboat insurance policies can be compared quickly with MoneyMaxim. Using our service we will introduce you to insurers who specialise in these types of craft, and you will quickly be able to both obtain quotes and compare features.

What is a dayboat? It's a craft which has no sleeping accommodation - but can range from a motor cruiser, through RIBs to motorboats designed for sea fishing for the day. Whatever your boat we can find insurers who will do their utmost to find the right policy for you.

When looking for the right insurance it's worth considering the following:

Will you be using your dayboat very frequently?

Time spent on the water can influence your premium - so work out how often you will be using your dayboat and be ready to share this with your insurer.

Some dayboat insurance policies take account of reduced claims if you are racing, particularly regarding claims for masts, spars, sails and sheets.

Do you want cover for everything that you carry on board?

Check the limits of cover that any potential policy has for personal belongings and kit.

Planning for trips abroad?

Are you an experienced and adventurous seafarer who is competent to take your boat abroad? If so, and your boat is suitable for cross channel travel, European cover could be an option. If you think you might need cover in Europe, it will almost always be cheaper to find a policy offering it from the start rather than adding it part way through the year when policy amendment fees will apply.

How old is your boat?

Some dayboat insurance policies have age restrictions on the boats they cover. If you have a well-loved dayboat, make sure it will be covered by your chosen policy.

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We approach insurers either directly or through brokers. This service is operated on our behalf by Seopa Limited.

This content was last reviewed on 26/09/2023