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What insurance policies are offered by Enterprise?

We explain the ins and out of Enterprise Car Hire insurance policies, including CDW Excess Waiver and Theft Waiver policies.

Enterprise Rent a Car offer car rentals in the UK, US, Canada, Germany and Ireland.

They offer either excess cover or CDW / SLI insurance dependent on the location, so please read the conditions carefully. In the UK for example the excess on vehicles is between £1,000 and £1,400 but the Excess Protection policy sold by Enterprise covers excess protection up to a maximum of £900.

This would leave a hirer with a remaining excess of between £100 and £600 in the case of a significant incident.

As at January 2015 the cost of this policy through a UK branch was £11.99 per day for non commercial vehicles, and £14.99 for commercial vehicles.

In the UK Enterprise offers roadside assistance protection (RAP). This covers the costs of tyre replacement of repairs or replacement of the vehicles galls if it is clipped or cracked. Replacement keys and at fault roadside assistance callouts (but not where there has been a breech of the rental agreement) are also covered - Think things like flat batteries, running out of fuel etc. RAP costs (as at Jan 15) £5.75 per day.

Some users prefer the in house Enterprise cover policies it saves the hassle of a post incident claim (this being dealt with at the car hire station on return), rather than having to pay for the cost of an incident and then claiming the cost make from an insurer as is the case with standalone insurance policies.

Excesses up to £4,000 and the areas above can be covered through independent insurance policies compared on the MoneyMaxim car hire insurance service and these cost from around £2 per day so we would suggest customers planning to rent an Enterprise Hire Car check prices there.

The recommended way forward is to run a quote for car hire excess insurance through Moneymaxim and then compare features and prices. You can then make a considered judgement as to your preferred way forward.

This content was last reviewed on 19/01/2015

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