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In Country Restrictions for Car Hire Excess Insurance
Different insurers take different views when it comes to renting a vehicle within your country of residence. Some offer cover from your door step whilst others will only insure you if you are 'away from home', thus detering policyholders who might rent a car regularly instead of owning their own vehicle. Again companies differ in the rules that apply for defining the distance you need between your home and the rental station, some determining a distance of 25 miles, some 150km.
To make matters more confusing the definition can often be ignored if you have travelled over sea to get to your destination - so a resident of Southampton could rent a car in the Isle of Wight from many insurers without restriction.
If you are not a resident of the UK do check the policy carefully as insurers can restrict cover for overseas residents, particularly in the US and Canada.
If taking an annual policy its well worth considering the possibility that you may want to rent a car at home during the year as the additional cost of including such cover can be very low. Experiment by trying different quotations on the moneymaxim Car Hire Excess Insurance comparison service
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moneymaxim always recommend you take independent financial advice before acting on any article. Any views expressed are those of the editorial team at the time of going to press, and should not be considered as either recommendation or specific advice. Readers should be aware that no warranty is given that the details are correct and are recommended to read any policy documents carefully before entering into any contract.