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Home >  > Car Hire Insurance - Home  > Car Hire Insurance - FAQs

Want more information on Avis? - visit our Avis Review Section or Avis Voucher Code Pages

What insurance policies are offered by Avis?

Avis Car Hire clearly state on their website the size of excesses both for Damage Cover Excess and Theft Cover Excess. An example of a Renault Megane rented in Rome would be a damage excess of €900 or theft excess of €1800, whilst a Citroen C4 hired in Nice, France has a €1300 excess for both damage and theft.

Both can be protected through Additional Cover policies that can be bought locally, although the international prices for this are not detailed on their website.

Within the UK details of their policies follow below. This follows a recent rebranding of policies previously known as Premier Cover, or known as Super CDW by many.

Policies available on the moneymaxim car hire insurance service will almost certainly be a lot cheaper, as they run from less than £2 a day and include windscreen, wheel, tyre, underbody and roof damage. Some policies offer Personal Accident Insurance.

Compare car hire insurance prices with moneymaxim

If you have any queries do call a member of the moneymaxim car hire insurance team.

Mandatory Avis Cover

Visit the Avis website here for further information on mandatory cover

The following guidelines refer to rental in the UK, so if you are travelling further afield do check your rental agreement. When renting from Avis your rate will normally include a basic level of cover if you are involved in an accident.

Your rate includes compulsory legal liability, third party and public liability cover, in case you cause injury to someone (including passengers and their property in the rented vehicle) or damage someone elses property. It does not cover theft or attempted theft of the vehicle, theft of personal belongings which were in vehicle or death or injury to the driver.

It also will normally include Vehicle Damage Cover (CDW) so that if the rental car is damaged, this will cover the cost of repairs. You will be responsible for a have to pay an excess, which is a fixed amount covering the first part of the costs of repair. This applies regardless of whether you were at fault. CDW is mandatory for drivers aged 23-25 or if you are paying by cheque or cash.

Lastly it will include Vehicle Theft Cover (TP) so if the rental car is stolen, this will cover the cost of replacing it (or parts of it). Again you will be responsible for an excess.

UK Excess Charges are as follows:

Car Groups Age Requirements Credit Cards Needed Excess Charge*
A, B, C 17 years (Charges apply if under 25 years) One £1000.00
D, E, F, G, H, I, J, L, O, P 25 years One £1000.00
K, M, N 25 years Two £1,500

* Excess amounts vary by country and will be displayed as you book your rental vehicle online, or are available from the Avis team members you book with

Additional Avis Protection Cover

Visit the Avis website here for further information on their additional protection products

Complete Protection Package covers the driver, the passengers and damage to the vehicle and provides comprehensive and carefree cover including Excess Reduction - zero excess on tyre and vehicle damage (£25 administration fee applies), zero excess on windscreen damage, Super Personal Accident Insurance (SPAI) which covers personal accident costs up to £126,000 per person, medical expenses of up to £6,300 per person and cover of personal effects up to £4,200. Finally it includes Roadside Safety Net (RSN) which covers recovery assistance costs for flat tyres and batteries, in case you lock yourself out your car and finally fuel delivery in the event you run out. It costs between £24.50 to £31 per day (maximum charge 10 days) depending on vehicle size.

Complete Car Protection Package covers the vehicle in the event of damage. Complete Car Protection includes all of the above with the exception of Super Personal Accident Insurance and costs between £17.50 to £24 per day (maximum charge 10 days) depending on vehicle size.

Excess Reduction - which offers zero excess on tyre and vehicle damage and windscreen cover and costs between £14.50 to £21 per day (maximum charge 10 days) depending on vehicle size.

Personal Accident Cover (PAI) provides personal accident cover to the driver and passengers. The protection covers the driver for personal injury. Do check if you need this cover as many travel insurance policies provide similar cover. There are two levels of cover, both detailed on the Avis website.

Windscreen Protection removes the excess on front windscreen damage.

Roadside Safety Net (RSN) provides protection on recovery assistance costs if you experience a non-mechanical breakdown during your journey. You also don't have to worry about call-out charges. You may be surprised but you are not automatically covered by Avis for every type of incident which might mean you need to call out the recovery team, For instance if you need help in replacing a tyre, dealing with a flat battery, run out of fuel or lock yourself out of the car you are liable for the recovery costs.

Visit the moneymaxim car hire insurance comparison site to find independent car hire policies covering theft and damage excesses, windscreens, roof, wheels and underbody, lost key and breakdown cover. Policy prices start from under £2 a day.

(Details checked on 7th August 2014)

car hire
General Car Hire Insurance Questions

Excess Insurance Questions

Questions on CDW & SLI Policies for the USA and Canada

Combined Worldwide CDW, SLI & Excess Policy Questions

Driver related Questions

Car Rental Keys Questions

Car Hire Companies - Insurance Questions

General Car Hire Queries

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Car Hire Excess Insurance
General Car Hire Insurance Questions

Do I need Car Hire Excess Insurance?

How does your Insurance work?

What does All inclusive Car Hire Insurance Cover

No Excess Car Hire - What does this include?

Does my car rental agreement already include insurance?

Why are there restrictions on UK usage

Can a hire company refuse to accept a car hire excess policy?

Are other people travelling with me covered?

Is window and tyre damage covered?

Can I purchase your Excess Policies if I am not a resident of the UK?

Do you cover vehicles such as Camper Vans, Caravans and Motor Bikes?

Super CDW, Deductables and Non Waiver - What do they mean?

My hire company offers Super CDW or Excess cover? What is this?

Will car hire insurance cover me if I pick the car up at one location and return it to another location?

Will the car rental company block any money on my credit card when I have your Excess insurance?

I have a credit card which covers my Collision Damage Waiver (CDW) - do I need your coverage?

Which insurance do I need for my car hire?

What cars are covered by car hire insurance?

What do you mean by annual policy? Can I use it throughout the year?

What is covered by the Theft insurance included in the car rental price?

What is Personal Accident Insurance (PAI) and do I need it?

What is Personal Effects Cover (PEC) and do I need it?

Do I need car hire cancellation insurance?

How good are these companies at settling claims?

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car hire
Questions on Excess Insurance

Do I have to have Excess Cover?

What cover is provided by the Annual Excess Policies?

What are the restrictions on the Annual Excess Policies?

In which countries is Excess/Super CDW charged?

In which countries is Excess/Super CDW not charged?

What is Excess Waiver Insurance?

How do I make a Claim on my Excess Insurance?

How are Claims handled?

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Car Hire Excess Insurance
Combined Worldwide CDW, SLI & Excess Policy Questions

What cover is provided by the Combined Worldwide CDW, SLI & Excess Policy?

What are the Features of this Policy?

How are Worldwide Policy Claims handled?

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Questions on CDW & SLI Policies for the US and Canada

Explain the requirements for car rental insurance in the USA and Canada?

If I purchase this Policy, am I fully covered for car rental insurance in the USA and Canada?

What are the Features of the CDW/LDW & SLI Policy?

What are the Restrictions on the CDW/LDW & SLI Policy for the USA and Canada?

Why do you not recommend this insurance for fly-drive programmes?

How are SLI/CDW Claims handled?

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car hire
Car Hire Companies - Insurance Questions

What insurance policies are offered by Alamo?

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Car Hire Excess Insurance
Driver Related Questions

Young Drivers (under 25 years old)?

Am I too old to hire a car?

Does it cost more for additional drivers?

Do all drivers have to take their driving licence with them?

Are other people travelling with me covered?

Do I need an International driving licence?

What happens if I forget my driving licence?

Do I have to carry my driving licence with me when I am abroad?

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car hire
Car Rental Keys Questions

Do car rental companies have spare keys?

What do car rental companies typically charge if you lose the keys to your rental car?

What does lock out cover mean?

What does key replacement insurance cover?

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Car Hire Excess Insurance
General Car Hire Questions

Am I able to accept an upgrade?

What happens if the car rental company do not have the car I have been booked?

Whats the maximum number of passengers I can take in my hire car?

Does it matter what time of day I collect or return my hire car?

I booked snow chains, a roof rack or a roof box - what happens if there are not there when I arrive?

Can I pick my car up in one place and return it to another?

What methods of payment are acceptable for payment of my policy?

If I arrive late and want to pick up my vehicle the following day is this OK?

What if I am overcharged or don't get the car group I booked?

When is a weekly rate best for me, and does it affect my car hire insurance policy

What happens if the model I have booked is unavailable?

Will I get a Sat Nav with my car hire car?

Do hire car cars have to be of a certain age or quality?

What happens if the car or the boot is not big enough for my party?

What fuel rules apply to car hires?

I have been asked for a cleaning fee when the car is returned - is this fair?

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car hire
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moneymaxim always recommend you take independent financial advice before acting on any article. Any views expressed are those of the editorial team at the time of going to press, and should not be considered as either recommendation or specific advice. Readers should be aware that no warranty is given that the details are correct and are recommended to read any policy documents carefully before entering into any contract.