You need to be aware that some policies do restrict their usage in certain ways.
Drivers ages - generally policies are available for those between 21 and 85 - however those under 25 should find out the car hire companies policies regarding younger drivers. Sometimes they insist upon larger excesses or compulsary in house insurance. Those under 25 are highly recommended to shop around between car hire firms, understanding the total price including young drivers levies and insurances that must be taken, as the 'add-ons' are likely to influence the total price considerably.
Cars - some policies will not cover exotic or vintage cars - check carefully if you wish to hire such a vehicle.
Other Vehicles - Vans with more than 9 seats, Caravans and Motorbikes are not covered. However there are policies that cover Commercial Vans, Camper Vans, Motor Homes and RVs on a daily basis - these policies also tend to be good value compared to cover offered by the rental firms, and links to suppliers are available on our car hire excess insurance home page. If you are not renting a car do check the policy you are thinking of buying carefully to ensure its covered.
Size of excess - some policies provide cover up to £2,000, some up to £3,500. Whilst the lower figure will cover almost all average cars - a larger figure may be need to cover a premium vehicle - for instance a BMW 7 series carries an excess of £3,000 if rented from Hertz in Paris. If you are travelling to Australia also be aware larger excesses tend to be charged.
Length of hires - Annual policies cover stays abroad to certain number of days - all policies cover 31 days - if you are likely to stay abroad for more than that check the policy - some go up to 62 days.
UK use - different policies have different rules on use within your usual country of residence. Use the moneymaxim car hire insurance service to define your requirements.
Compare car hire insurance prices with moneymaxim
If you have any queries do call a member of the moneymaxim car hire insurance team.
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