The answer is it depends! On the answers to these three questions:
1. Can you afford to pay a potentially sizeable bill if something does go wrong?
2. Is the peace of mind knowing you are covered going to make your trip a more relaxing experience?
3. Do you find the cover offered by car hire firms expensive?
The size of the potential bill is variable, but excesses on car hire insurance policies normally start around £500, and can easily reach £1500. A family sized car hired in Naples, Italy (hardly the most crime free city in the world!) came with a theft excess of €3299.
A good way of looking at it is that if you are comfortable with a £3000 excess on your car and home insurance policy in the UK you will probably be happy with them abroad - if not consider taking car hire excess insurance.
If you want a totally relaxing holiday we recommend you think about car hire insurance.
It saves the worry of considering the neighbourhood in which you park the car when you head for the beach, whether that scratch you have just discovered on the door was actually there when you picked up the vehicle, whether the state of the roads will damage either the tyres, wheels or suspension, whether your nervousness when driving on unknown roads on the 'wrong' side of the road will get the better of you, whether the way the locals drive will put you in an early grave etc. etc. etc....
Finally this insurance, available through the moneymaxim car hire insurance service is a lot cheaper than that available from car hire firms - which can be up to 10 times more costly. It also saves the hassle at the car rental counter worrying about all the different things they will try and sell you - decide what you want before you go and then you can just them them you are already covered.
Compare car hire insurance prices with moneymaxim
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