Car Hire Insurance - Frequently Asked Questions (FAQs)

What cars are covered by car hire insurance?

This insurance actually covers the person hiring the car (and those named on both the policy and the car hire agreement), rather than the car - so these policies will cover almost any normal family car, 4x4 or MPV you might rent - although policies do exclude very expensive vehicles.

Exceptions are exotic and vintage cars, vehicles over 20 years old, cars that have not been in production for some time, those with more than 9 seats or not registered for road use. Also caravans, motor bikes, trailers, commercial vehicles, trucks, off-road vehicles, recreational vehicles (RVs) and passenger vans are excluded.

Camper Vans, RVs and Motor Homes can be covered on daily policies accessed via our motorhome insurance homepage.

Vans can be also be covered on daily policies available through our van hire insurance homepage.

Also be aware that policies have a limit on cover - between £2,000 and £50,000 for a single incident. If you are looking to rent a higher value vehicle firstly that it can be covered (some policies exclude cars worth more than the equivalent of $50,000) and also check the excess - as some of the policies with lower limits may not cover them.

Fuller details can be found on the moneymaxim car hire insurance service.

moneymaxim always recommend you take independent financial advice before acting on any article. Any views expressed are those of the editorial team at the time of going to press, and should not be considered as either recommendation or specific advice. Readers should be aware that no warranty is given that the details are correct and are recommended to read any policy documents carefully before entering into any contract.