Sky Diving Travel Insurance Compared
Sky Diving can be undertaken at a wide variety of different levels, from a one off tandem sky dive with an instructor to a sky diver who takes part in the sport as their main hobby. Whatever your level though, if you are planning a sky dive its essential you are properly covered to participate - whether your insurance covers you fully is the last thing you want to be worried about when you are about to jump out a plane.
As with any insurance its important that you make sure you are properly covered for the type of trip you are undertaking, and that doesn't just apply to the skydiving - make sure all aspects of your break are covered! And read all the terms and conditions carefully (remember you have a cooling off period of 14 days with any insurance policy if you find you are not happy with the cover). Likewise if you do not go sky diving on every holiday a one off a single trip policy may be a better option covering your skydiving trip separately rather than an all encompassing annual policy.
Sky Diving Travel Insurers
JS Insurance are experts in finding excellent cover for specialist areas - and in particular they love adventure sports. We understand from the company that their skydiving policy is proving exceptionally popular, and quotes can be obtained instantly using the form towards the foot of their skydiving insurance page.
If you have a preexisting medical condition this need not preclude you from getting insurance, as JS specialise in this cover as well.
VentureGuard from the renowned specialist sports insurer SportsCover Direct provides single day or annual multi trip cover for holidays world-wide and can include cover for activities such as sky diving.
SportsCover offer a seperate policy called SportsGuard which offers Sports Accident Cover including Physiotherapy cover, Loss of Earnings, Personal Liability Protection, Legal expenses, Personal Accident Benefits and Rehabilitation cover. This can be bought for use in the UK or abroad.
Considerations when looking for Travel Insurance covering Sky Diving
Sky diving or parachuting, normally takes one of the following forms:
Tandem skydiving - this is undertaken with an experienced instructor who is fully trained. The instructor is in control of the whole jump from leaving the plane to ensuring the landing is as smooth as possible and will ensure the parachute is opened at the correct moment activiating and controlling the parachute.
Solo Skydiving is only undertaken by fully trained individuals who jump, normally in a group, from around 4000 metres before freefalling to a point where the parachute is activated to slow the fall and allow a safe landing.
Sky Diving accidents occur most frequently when the normal safety procedures are not followed as they should be, and the landing is the critical time when injuries tend to be leg or back related. Rigorous safety processes to check the equipment are undertaken, and a reserve 'chute is always carried. Unless a seasoned skydiver equipment such as goggles, jumpsuit gloves and harnesses are provided by the company organising your jump.
Europe is a popular venue for skydiving with centres both in the UK and notably in France, Spain, Portugal, Germany, the Czech Republic, Latvia and Greece (especially Crete). Worldwide desinations include the US, New Zealand and Australia - be aware that not all travel insurers will cover skydiving trips to the US due to the high cost of medical treatment, although both the companies on our panel will.
Sky Diving Holiday Companies
This information is based on journalistic investigation and research. It is not financial advice. Any information should be considered in regard to specific circumstances. Any suggestions followed up are done so at your own risk and your own research is key.