As with other insurance policies it is vital that the insurance policy you are going to use covers all areas of your holiday, so read the terms and conditions of your policy thoroughly. Sometimes by paying an additional premium you can be covered. Don’t worry if you have just taken out a policy and it doesn’t cover all of your requirements, as with any insurance policy you take out there is a 14 day cooling off period. It is a good idea to look at all the different options of travel insurance, for example, if you are caving as a one off activity, it may be worth looking at a single trip or single activity policy, whereas, if you go caving a lot, an annual policy may be more appropriate.
Caving is covered by SportsCover Direct under their single trip or annual multi trip cover for world-wide holidays. SportsCover Direct can provide an ‘ActivityTopUp’, meaning that their cover can be combined with other companies' standard annual travel insurance policy to cover the caving activity. By using the ‘ActivityTopUp’, duplication of insurance policies for the sake of an activity such as caving is not necessary. This can be useful to back-packers and the one day cavers. It is recommended that you read carefully through the terms and conditions to ensure the policy meets all your requirements
When caving, protective equipment should always be used and worn. One of the most important is protective head gear to prevent injuries from falling rocks and or trip ups onto hard surfaces such as boulders. The next most important is sturdy footwear - this will decrease the chance of you falling. It is ideal when caving to travel in groups of four or more so that, if someone does get injured, one can stay with the injured person and the other two can go for help. It is very important if you are a beginner that you are supervised by a professional and gain advice from them, as they will know if there is a danger of flooding and they will be able to help you find your way. It is very easy to get lost when caving. It is important to take warm clothes to prevent hypothermia and to head home before you start to feel tired. Caving can be great fun but it is vital not to go caving somewhere which is above your ability level.
This content was last reviewed on 11/10/2021