Your cooker or oven is one of your most important appliances particularly if you have a large household to feed. It is not something you would expect to replace very often, many keeping the same one for well over five years. Despite this, most cookers are bought with only a year’s guarantee, two years at most. This ends up leaving households with the chance of a hefty bill should their cooker breakdown after the guarantee period has run out. Repairs to an oven can be very expensive and many decide to replace rather than have them mended due to the risk of a secondary problem arising. Insurance can give you the peace of mind that should your cooker breakdown and need to be repaired or replaced, you are able to get it and dinner time back up and running quickly!
Many cookers today are sophisticated pieces of equipment with built in gadgets such as slow cookers, grills and fan ovens to name just a few. With all these elements, there may be a higher risk of part of it going wrong. Range ovens have become increasingly popular, with many costing upwards of £3000 and ovens with an induction hob can also come with a large price tag. There are many other household bills to be concerned with, having to replace your cooker can throw your finances into a whirl yet few can live without one.
Cooker insurance can protect you from having to splash out on a new cooker or repairs when you are not expecting it. Buying a new cooker is a huge investment and these days many cookers are not just chosen for their practical use but also for their design. Ovens come in many colours – not just black or white. So sometimes you may opt to repair yours if it is difficult to replace.
If you have numerous appliances in the kitchen that you would like to look at insuring, then you may want to consider a policy that covers multiple kitchen goods, as this can often be more cost effective then insuring each appliance individually. Many companies now offer these. Alternatively, if you have many appliances across the home that you would like to insure, such as some that are kitchen, home entertainment etc., you may want to consider a policy which would cover all of these under one insurance policy. This makes keeping track of who your insurance is with much easier, as well as sometimes being more economical!
This content was last reviewed on 26/10/2021