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Customers of the Co-operative Bank and Britannia now have the option to mix and match mortgage arrangements for only a single application fee.
Any proportion of two mortgage products can be combined for loans designed for a customers Loan To Value (LTV), providing greater flexibility of trackers while also benefiting from the security of a fixed-rate. "Many borrowers are unsure whether now is the time to fix their mortgage or if they should take a tracker rate product. The option to take out a split loan with only one application fee gives customers the flexibility to take advantage of the benefits that both products offer at no extra cost, said James Hillon, the Co-operative Financial Services Function Leader Mortgages.
"We believe customers will find the opportunity to mix and match products increasingly attractive given current uncertainty around the future of interest rates." The application fee on a mix and match product will be the highest of both the chosen loans, and customers cannot mix The Co-operative Bank and Britannia mortgage products.
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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE