30 September 2010

As the nation prepares to celebrate Older Peoples Day 21, Britains aging population are urged to compare products to save money.

As the nation prepares to celebrate Older Peoples Day 21, Britains aging population are urged to compare products to save money.

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As the nation prepares to celebrate Older People's Day 21, Britain's aging population are urged to compare products to save money.

The average life expectancy at birth in the UK has reached its highest level on record for both males and females at 77.7 and 81.9 respectively.

The number of people hitting the 1 year mark has more than tripled in the last 25 years with 11,6 in 29, the latest Office for National Statistics (ONS) figures reveal.

As retirement is becoming more difficult to save with pensions being insufficient for many, it is advised the older generation compare products on the market specifically for their age group, which could help save them money.

Life Insurance - If you have a family who are dependent on you for bills, a mortgage, and other income related essentials it is important to have life insurance. Even at an older age you can still get a good deal if you compare the market which could secure a living for your partner if you are living off one pension for example.

Travel Insurance for pre-existing medical conditions - Travel insurance is often a struggle for those who have pre-existing medical conditions such as high blood pressure and cholesterol. Insurers presume these people are likely to be more expensive to insure as there is a greater chance they will need medical attention while abroad. However, there are some travel insurers that offer competitive deals regardless of you medical history and also provide comprehensive cover if you should need to claim while you are abroad.

Dental Insurance - Our teeth are a very important tool for our lives and as such many of us take good care of them, however when problems occur, not only can they be very painful and distressing but expensive too. There are four different types of teeth in our mouths, incisors, canine teeth, premolars and molars and all are vital to our overall health, helping us to bite and chew food. Dental insurance can provide protection against disease, wear and tear and unforeseen accidents which usually require pricey procedures or a long waiting period on the NHS.

There are many dental insurers in the UK the leading one is Denplan which was promoted by dentists. With this policy a dentist assesses the condition of your teeth and places you in one of five bands. Sometimes it is better for consumers to therefore opt for a non-assessed dental insurance policy.

"Everyone knows that people in the UK are living longer," commented Roma Chappell, senior ONS statistician.

"The interactive mapping tool allows us to see clearly how things have changed over the years and which have been most affected by the increase in the number of older people."

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