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Car Hire Excess Insurance policies compared. Pop in the details of your trip and we will show you a variety of policies from the UK's leading car hire insurers
Compare Collision Damage Waiver policies in seconds with MoneyMaxim. We have CDW policies from the UKs leading insurers which will provide great cover for your rental vehicle.
Car hire can be very confusing. Use our FAQ section to learn everything you need for a stressless car hire experience.
Want to know more about car hire insurance? As the UKs leading destination for those searching for car hire cover you are in the right place
MoneyMaxim are the UKs leading site for comparing all car hire around the world. What makes us different is that we actively seek to protect our users from some of the more disappointing tactics used by car rental firms when seeking to make as much money as they can from an unsuspecting customer.
Examples of these include:
You buy a car hire package from a rental company or broker - insurance is included so you think that you are fully covered. We are afraid not! Car hire companies often will hold you responsible for a far larger excess than you would dream of having on your car insurance policy at home. In some countries such as France, Italy or Australia it can be as much as £3000!
But they will often also offer you excess protection. Available at the rental desk for £10 - £25 per day or for around £5 - £8 a day from car hire brokers this compared to just £2-3 from car hire excess insurers on our comparison service.
To help you make sure that you get a great deal we automatically provide you with comparative prices when you ask for a car rental quotation from MoneyMaxim.
All our policies will also cover you should you have to claim for the tyres, wheels, underbody, roof or glass, all areas excluded from standard car rental insurance policies.
Hiring a car in a part of the world where the rental company doesn't provide any cover for your hire vehicle can mean another major expense when you pick up your car. More and more hire firms are excluding this cover - it makes them look better on comparison services. Avoid the sky high rates they charge for Collision Damage Waiver (CDW) by buying an independent policy.
Run a quotation through our service and you will find a range of policies that will not only provide you with better cover (as damage to your tyres, wheels, roof, underbody and windscreens will all be covered), but save you a fortune as well.
Common areas where CDW policies may be required are the USA, Canada and the Caribbean, but policies may also be needed in South America, Africa and parts of the Middle East.
Supplementary Liability Insurance (SLI) increases any third party insurance provided by your rental company to US$1m, being you can be reassured that you have sufficient insurance to cover you if you are involved in an 'at fault' accident.
Whilst in Western Europe you would normally expect to get this sort of level of cover automatically when you hire a car in some other parts of the world its a very different matter. In some some states in the US, Far East and islands in the Caribbean you can find your cover limited to a few thousand pounds, which could put you in a position of severe financial risk if you had a serious accident.
In a growing number of countries hire companies are adopting a policy which mean you pay upfront for your fuel at pickup, and are asked to return the car empty. This has a number of pitfalls such as:
They can overcharge you for the fuel - we have seen up to 20% added - a lot of money on a £100 fill up.
You will almost certainly return the car with some left in - leaving pure profit for the rental firm in your tank - as they will charge the next user for it!
If you are not going to drive far you might not need a full tankful, but with many agreements you don't have a choice - its part of the rental agreement you are signing up to.
In all we estimate that the average cost of this policy is about £20 - but you can avoid it - our car hire service allows you, where this policy is adopted (Spain, Cyprus, Ireland, Italy and Portugal are examples) to exclude cars with a full to full policy - so you can see if its better value to rent a car which offers a fairer policy.
This content was last reviewed on 01/12/2013