The first rule is that any strike cannot have already been called at the time you bought your insurance policy. If you have an annual policy this also normally means that you cannot buy your ticket after a strike has been announced - although most carriers suspend booking in such circumstances in any case.
Secondly, you will need to have bought a travel insurance policy that includes cancellation and curtailment for strikes, if that's the section you are expecting to claim under - many travel insurers offer the opportunity to save a few pounds on the cost of your travel insurance premium by declining cover for cancellation and curtailment, and a few go even further and do not cover strikes under this protection at all! We suggest that if you want to have the best cover, check your break is covered by strike action in the cancellation element.
Columbus include cover for travel delay, missed connection and abandonment in their standard insurance policy. This covers situations such as unforeseen strikes by airline/air traffic staff or other major weather or natural disasters which might close an airport and mechanical breakdown. Remember though - cover would not be extended to events already known about, such as declared strikes.
Coilumbus Direct travel insurance provides cover worth up to £5,000 per policy, and insures policyholders and their families for the extra costs involved of alternative accommodation and / or getting home by alternative means (such as using trains or a series of hire cars if flights are cancelled, or to take a flight if a ferry is cancelled).
Aviva's upgrade policy, Travel Disruption Cover covers areas such as strikes and industrial action, natural disasters and disease outbreaks up to a maximum of £5000. More information can be found in our feature on Aviva Travel. Aviva cover those up to 79 years old.
Aviva sell the upgrade online - click to say that you want their travel disruption cover option - which means you also get a 10% online discount.
The Extended Cancellation cover within the Travel Disruption option will cover you for:
Extended Abandonment cover is also included within the Travel Disruption option. For further cover there is the separate Airspace Closure option.
This content was last reviewed on 17/05/2016