my-moneymaxim Search
0800 520 0699
(or 0118 321 8197)
Monday to Friday9am - 8pm
Saturday9am - 6pm
Sunday & Bank Hols10am - 4pm
Terminal Prognosis Insurance

Travel Insurance for those with a Terminal Prognosis

We have Travel Insurance policies which will cover you if you have a terminal prognosis


Prefer to discuss your situation? Firms quoting on the phone or online

JustTravelCover.com
logo

www.JustTravelCover.com

Insurance Choice
  • 12+ insurers covering medical conditions
  • Can cover policyholders with a terminal prognosis
  • Save time searching - speak to an expert, call UK team on 0843 227 8231 (Mon-Fri 9am-5pm, Sat 9am-1pm) or get a quote online
logo

www.insurancechoice.co.uk

Online quotations offering terminal condition cover

Good to Go Travel Insurance
  • Specialist insurance which can cover terminal illnesses
  • Covers wide range of pre existing medical conditions including Mental Health, Severe & Terminal Conditions
  • Cover for those undertaking chemotherapy or radiotherapy
logo

www.goodtogoinsurance.com

All Clear Travel
  • No age limit on Single Trip Policies
  • Can cover almost any pre existing medical condition, any age or any destination
  • Can cover those who have a terminal prognosis
  • Can cover travelling companions
logo

www.AllClearTravel.co.uk

Finding travel insurance if you have a terminal prognosis can be difficult but there are specialist travel insurers who will help you if they possibly can.

Hearing that a medical condition has reached the position where it has become terminal does not mean that those suffering are unable to travel. Indeed for some the drive to visit a long dreamed for destination, or visit family is another country can become extremely powerful.

Find travel insurance covering those with a terminal prognosis

However finding Travel Insurance covering a terminal illness can become difficult and there are a limited number of insurers who are able to help.

The reasons for this, without wishing to state the obvious, are that there is a higher chance of the holiday being cancelled before the date of travel, due to a deteriation in the insureds condition and an increased risk of a situation occuring whilst abroad. Therefore it tends to be only very specialist insurers who can help, and some may not offer cover in all eventualities (such as cancellation cover).

Tips for finding travel insurance for those who have been terminally diagnosed

It is really important to be totally transparent when looking for travel insurance to cover a terminal health condition. If you do not reveal your full state of health and then make a claim on your insurance at a later date, it could be invalid and you'd be left to cover full medical and repatriation costs back to the UK.

The length of time between the date of purchase of your insurance and the date of your holiday can also be relevent as there is less opportunity for cancellation on medical grounds, and the length of the terminal prognosis will also have a bearing. Some insurers, for instance, will not offer cover if it is less than four months away.

What are the requirements for obtaining travel insurance for those with a terminal illness?

In order to make an accurate assessment of your risk, an insurance company will ask for your medical history in order to tailor the insurance to your specific case.

You are highly unlikely to find cover unless your doctor is able to confirm that they believe you are fit to travel currently, and are likely to be at the time the holiday is planned.

Where can I purchase travel insurance covering a terminal prognosis?

Travel insurance can be purchased through specialist insurers - normal travel insurance companies do not tend to offer cover if a policyholder has already received a terminal prognosis.

This information is based on journalistic investigation and research. It is not financial advice. Any information should be considered in regard to specific circumstances. Any suggestions followed up are done so at your own risk and your own research is key.

Photo credit: Ben Earwicker

This content was last reviewed on 30/10/2012