What are the restrictions on the CDW/LDW & SLI Policy for the USA and Canada?
We explain things to watch out for when buying a CDW, LDW, and SLI Policies for use in the United States of America and Canada
The main restrictions are as follows, but do refer to individual policies for the finer details:
Policies are available for those between the ages of 21 and 85. However be aware that some car hire firm impose a requirement that younger drivers (up to the age of 25) take their own excess insurance - check this with your car rental firm if you are in this age group.
Rental periods must not be longer than the period detailed in your policy - for annual policies this is normally either 31 or 60 days. Single trip policies cover periods of up to 180 days.
Not valid for passenger vehicles with more than 9 seats,commercial vans, camper vans, mobile homes or motor cycles, although seperate policies are available covering Motorhome Hire Insurance.
Not normally valid for expensive or exotic cars (policies normally have a limit between US$50,000 and US$80,000) or antique vehicles (that is vehicles over 20 years old).
Residents of the USA and Canada cannot be covered.
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