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Business Travel Insurance

Compare Cheap Business Travel Insurance

Business Travellers need upgraded cover in case of an issue on their travels - find out which companies specialise in covering business travellers and how they can help you!

Travel Insurance Policies with optional Business Upgrades

Columbus Direct
  • Business Travel extension includes cover for Business equipment and money.
  • Cover up to age 85 policies
  • Pre-existing medical condition cover available
  • 10% discount when purchased online


Want to talk to someone regarding business travel insurance covering pre-existing medical conditions?

  • No Age Limit Travel Insurance Comparison service
  • 10% voucher code (MAX10) for MoneyMaxim users - use online or on phone
  • Business Travellers well catered for
  • Company can suggest the best policies dependent on the severity of your condition and other medical conditions
  • Get an instant quote online or call via Freephone number 0800 542 7166 (Mon-Fri 9am-5pm, Sat 9am-1pm)


Business Travel Insurance - Loss, theft or Damage

Business travellers need travel insurance that can give them the security they need when they are travelling for work. Often moving between countries on tight time scales, business travellers don't have the time to wait around until their luggage arrives so need to be able to replace missing items fast.

Typically, Business Travel insurance policies provide loss, theft or damage cover for mobile phones, tablets and computers, suits and business attire as well as other essentials such as travel documents.

Whilst the cheapest policies only tend to offer the kind of cover you would get on a standard family travel insurance policy (and be aware that some will only cover business items owned by the policyholder rather than those of the business) if you pay a little more you can find that a lot of specific business risks are covered.

For example policies offering an 'Optional Business Upgrade' are likely to offer some or all of the following:

  • Business Equipment Insurance
  • Business Equipment Hire reimbursement
  • Business Money cover
  • Emergency Courier Expenses

Annual Business Travel Insurance

For those who are making frequent trips, an annual multi trip policy makes sense. These allow you to take as many trips as required within the policy term (although policies will limit the maximum length of each trip - usually around 31 days - but ample for most business trips).

Business Travel Insurance Disruption Cover

Both cancellation and curtailment cover is often important to business travellers as it will normally cover you if it is a business colleague who falls ill preventing or cutting short a trip as well as family members.

As flights tend to be booked directly with airlines rather than through a travel agent as part of a package, Scheduled Airline Failure Insurance (SAFI) is a potentially useful benefit.

More specialised policies will also cover the costs of flying out a work colleague if a key member of the party was to fall ill during the trip and was unable to undertake their duties.

Other considerations when taking out a Business Travel Insurance Policy

It is, of course, possible to cover pre-existing medical conditions, golf trips, winter sports, cruises or long stays (the latter normally only on a single trip type of policy).

Be aware that, although most policies offer public liability cover, some do not provide it when policyholders are undertaking business duties on behalf of their company. It may well be that the business's own liability insurance will cover this risk but, if this is the first trip overseas, do check that you are covered for travel abroad.

Are you a business owner and searching for life insurance that can be paid for by your company? Talk to our life assurance experts today.

This content was last reviewed on 27/02/2024