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Compare Cheap Bikepacking and Cycle Touring Travel Insurance

Bikepacking Travel Insurance, we compare policies covering accidents while on a Cycle Touring holiday

JS Travel Insurance
  • A Travel Insurance Broker offering Cycle Touring as specific cover option
  • Can cover trips from a few days up to 6 months anywhere in the world
  • Can cover private, group or charity trips
  • Designed for those staying in a number of different locations whilst on a trip
  • Can be upgraded for those with a pre existing Medical Condition


  • Cycling (excluding racing or competition) included within the standard policy cover
  • Covers Medical bills and Repatriation if deemed to be required
  • Personal Accident and Personal Liability Cover Included
  • Annual or Single Trip Policies


  • Sports and activity focused travel insurer
  • Optional cover for more hazardous activities
  • Unlimited emergency medical expenses available on Black level policies


Explorer Travel Insurance
  • Cycle touring is covered by adding on their optional Activity 2 pack
  • Sports and activity focused travel insurer
  • No upper age limit on single trip policies
  • A wide range of pre-existing medical conditions covered


  • Travel insurer with no age limits
  • 24hr Medical support
  • All types of medical conditions covered


You may not have considered Bikepacking Travel Insurance but, if you are planning a holiday on your cycle touring around the countryside, you may not be covered under your travel insurance unless it is specifically mentioned as an included activity or you have paid an extra premium.

Like any other activity on a holiday, it is really important that you make certain you are properly covered for cycling on your holiday. If you are unfortunate enough to have an accident, a fall, or other incident whilst riding you will want to make sure that you can find and pay for the appropriate medical attention. In case of serious injury this would also include insuring you for the cost of being repatriated to the UK.

Do read through all the terms and conditions carefully (remember you have a cooling off period of 14 days with any insurance policy if you find you are not happy with the cover) - as some policies will not cover cycling at all, some will cover the use of bikes as a day's activity, whilst others will cover mountain biking though not competitively. But, if you are cycling as the main purpose of your holiday, then this is where bikepacking or cycle touring insurance could be important.

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Cycle Touring Travel Insurers

JS Travel Insurance - Bikepacking Cover

JS Travel Insurance are experts in discovering great cover for specialist areas - and they love adventure sports in particular. They are brokers and tend to have a wider range of policies available than if you were to approach an insurer directly. JS Travel insurance will cover you for leisure cycling as standard but for an additional premium you can upgrade to cover cycle touring. With their Platinum cover, medical expenses are covered up to $10m which includes repatriation if necessary. They will cover a maximum of 90 days on a single trip policy or 45 days on an annual which may be ideal for those looking at just a few weeks of cycling more than once a year.


CoverForYou will cover most forms of cycling under their standard cover - although racing and competition is excluded. They do stipulate that all protective clothing such as a helmet must be worn.

If you are at all unsure whether your trip would be covered you can contact theCoverForYou team - details on this pagefor confirmation.

CoverForYou do not exclude either Personal Accident or Personal Liability for cycling.

InsureandGo travel insurance

Cycle Touring is included in their table of activities covered as standed and that includes a holiday where the main purpose is cycle touring. There is no cover though for personal accident or personal liability if you are bikepacking.

Goodtogo insurance

Whereas many insurance policies - particularly when it comes to sports - set an age limit, Goodtogo specialise in providing travel insurance with no age limits. They also cover all types of pre-existing medical conditions. Travelling companions can also be covered under the same policy meaning that, should you need to cut the holiday short, you will all be covered.

Add cycle touring as an activity to your travel insurance with Goodtogo and for an additional premium you can be covered for up to £10m in medical and repatriation expenses. Their policies will cover you for up to 31 days on an annual policy and 94 days on a single trip policy and they have three levels of cover.

This information is based on journalistic investigation and research. It is not financial advice. Any information should be considered in regard to specific circumstances. Any suggestions followed up are done so at your own risk and your own research is key.

This content was last reviewed on 21/02/2024

Image courtesy of: Pixabay