Motor mechanic businesses come in all shapes and sizes. Our cars are very important to us - for getting us to and from our place of work to taking us away on holiday. Your mechanic business is what keeps us on the road. It is important that you are able to protect your business against unforeseen events. If you are looking for cheap insurance for your mechanic business come to us.
We work alongside a great panel of insurers all interested in helping your mechanic business. By asking for a quote you will not only get great quotations from a range of insurers and brokers, but also benefit from their vast knowledge of insuring similar mechanic and motor repairs businesses.
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When you are looking to insure your mechanic, motor repairs business or garage you will be presented with a multitude of choices. You must have Employers' Liability Insurance if you employ any staff.
Do also consider whether cover in the following areas would be sensible.
Premises Cover - If you work within a garage or outbuilding
Public Liability Insurance - If anyone makes a claim against you as a result of work you have carried out
Cover for your tools - These are essential to your business and if stolen, they can cost a large amount to replace
Driving other vehicles - you may need to drive customers' cars, for example up on to a ramp. This is sometimes known as Road Risk Insurance
Legal Expenses insurance covering the costs of legal action should you have disputes with suppliers, or staff employment issues.
'All Risks' insurance covering business property you take from your premises. Remember items such as a laptop you might carry between your home and workshop.
By using our comparison service you only need to enter your details once and you can be reassured that those companies that quote want to help you with your business.
If you are new to the mechanic business, by talking to one of the companies about their quote, you can tailor it to your requirements and make sure you have the ideal insurance for your motor repairs business.
If you operate an existing garage or repair business, renewing with your current provider can feel like the simplest option but you are likely to be missing out on a great deal. Compare today to see how much you could be saving on your mechanic business insurance.
A few minutes thought before committing yourself to a mechanic insurance policy can significantly reduce your stress levels at a later date should an incident occur. There are a number of risks involved in a motor mechanic business including fire, theft and accidents, and you have responsibility for your customers' vehicles - finding the right insurance can ensure your business keeps running if something goes wrong.
This service is operated on our behalf by Seopa Limited.
This content was last reviewed on 10/05/2022