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Compare Cheap Mountaineering and Climbing Insurance

Compare insurers which cover mountaineering and climbing

Explorer Travel Insurance
  • Offer cover under their optional Activity Pack 4 for walking up Kilimanjaro and the Inca Trail
  • No upper age limit on their single trip policies
  • A wide range of pre-existing medical conditions covered
  • Wintersports cover available


Columbus Direct
  • Can be tailored for recreational and occasional climbers
  • MoneyMaxim Discounts on Annual and Single trip policies
  • Wintersports cover available


MoneyMaxim Life Insurance
  • Remember your Life Insurance or Income Protection may not cover mountaineering
  • Get a quote for life insurance which covers mountineering


Mountaineering and climbing takes many forms and, as a result, many travel insurers are pretty wary of it - exclusions can apply on all sorts of climbing activities from a simple wall at Center Parcs to a high altitude climb in the Himalayas - but there are a growing number of insurers who have designed policies to insure climbing or mountaineering - at whatever level of cover you are looking for.

As with any insurance it's important that you make sure you are covered for the type of trip or activity you are undertaking but it's also worthwhile making sure you are not 'overbuying cover' - there is no point being covered for a high altitude climb in the Himalayas if in fact you are undertaking a Via Ferrata break in the Dolomites. So do read all the terms and conditions carefully. Likewise, if you climb once a year, a single trip policy may be a better option for covering your climbing trip rather than an paying out for an annual policy.

We have split our policies into three main categories - those that cover recreational climbing, Via Ferrata, Wall Climbing and the like, those covering European trips (with guides and/or ropes) and those which will cover high altitude Himalayan trips. Remember the companies who cover more 'extreme' activities often offer a range for those looking for lower levels of cover.

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Recreational Climbing Policies

Columbus Direct Travel Insurance

Automatically cover Climbing Walls and Trekking between 2,000m and 4,000m within their standard activities cover, with a week's cover in Europe starting at under £10 for a single traveller. MoneyMaxim customers can also benefit from additional discounts on all Columbus Policies by using the following links:

5% off most annual policies

2% off single trip policies

Full Mountaineers Policies

British Mountaineering Club

Offers a range of 5 policies, from those for people not planning to climb at all, through trekking and moderate rock climbing and Alpine / Ski policies to full blown High Altitude and Remote Area policies. Membership of the BMC is required, although quotations can be obtained prior to any commitment being made. The company have long expertise in this area and the wide cover provided provides customers with confidence.


A variety of policies are offered covering climbs up to 7000m, although sports climbers, high altitude trekkers and ramblers can find lower cost policies with more appropriate cover as well.

This content was last reviewed on 21/02/2024