If you run a sport centre, gym or stadium, you'll know how important it is to ensure you have the right insurance cover for your facility, to protect your clients, your contents and also your staff from possible unfortunate incidents. Whether you're running one-to-one training sessions, classes or an open door for the general public, you'll be aware of the daily risks that come with running a sport facility and know insurance protection is vital. From leisurely workouts to more lung busting sessions, there is a danger of accidents happening and equipment being damaged, but with insurance via MoneyMaxim you can ensure your business can continue without financial losses.
We are associated to a great panel of insurers who would be able to contact you directly and will tailor any insurance policy around the specific needs of your sporting facility. You simply complete one short form and we will arrange for up to five insurers or brokers contact you, who would be able to offer comprehensive policies and great prices across areas you require.
Equipment, fittings and content in a sport facility is vital for the day to day running. From expensive items like treadmills, through to small handheld weights, they all add to the great service you offer and our panel of insurers could offer your leisure centre or gym great protection against water, fire damage, and other areas which may be a threat. This may also cover theft of content in your facility was it to be stolen, and also loss of use, if an area such as a spin class or yoga room was out of action and you had to withdraw this service due to repair, would this offer sufficient cover?
If you allow open access to the public for use of your facility, this element of the insurance is important. As the owner of the premises, or even if you are leasing your plot, this insurance would cover you against claims if a member of the public were to be injured on site, and any possible legal action that may follow.
Whether you employ 2 or 20, it is a legal requirement that you have the right insurance to keep you and them covered for any possible incident that may occur due to negligence whilst in the work place. Something to also consider is whether the cover would extend to off premises, for possible training sessions or classes away from your gym or leisure centre.
This insurance would be a huge consideration, if you had an onsite shop and sold merchandise or products to your customers. It would offer protection against third party claims, if your customer was to obtain an injury or property damage from the product you sold.
If your premises had a fire, water leak or suffered any other type of damage which prevented your business opening and running, this insurance could cover the losses you incur during this unfortunate time. It may also offer cover for losses if it was caused by a neighbouring premises, so this is certainly something to put past the insurers, when they contact you.
Whether you own a small gym, a leisure centre or a large stadium arena, sport facility insurance is a necessity and we have done the groundwork for you to save you time shopping around various different brokers. You can get a great deal via MoneyMaxim today, by completing our simple form.
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This content was last reviewed on 09/05/2020