We have found a number of travel insurers who can cover more than one person under the same policy - including those who are not related!
We also suggest you use our Travel Insurance comparison service - many insurers are happy to cater for groups but we have picked out some of the insurers that we know can help with group travel insurance.
But now let's take a closer look at the advantages of a group travel insurance policy.
You fill out all the details of your trip for the whole group in one go. This can save so much time! It also means that you all have access to the policy details in the event you need to contact the insurer. If you purchase cover separately then you each need to make sure you keep your own paperwork safe and others may not be able to help if you need to contact the insurer.
By taking out the same travel insurance policy for all of you, you will all be covered for the same activities. No one will miss out because theirs excludes camel trekking for example. There is nothing worse than having to be the one who sits out an activity because you have no insurance whilst the others are all having a great time.
If one person has a medical emergency meaning the trip has to be cut short, you will all have the same level of cover. Curtailment for example will offer cover up to the policy limit should you need to return home early. There may be just one of you who has a pre-existing illness but, if the rest of you do not have a policy which takes this into consideration, then the individual may have to travel home alone (or stay behind if they are hospitalized) should they become unwell.
If you opt for an annual policy you may all be covered for travelling separately too. That means that if a few of you decide to take another trip together - or take individual holidays - during the policy year, you could use the same policy. Usually children are not covered to travel separately.
With many of these travel insurers you can run a quote for a standard single trip or annual policy and, when prompted, select group or enter the number of people in your party that you wish to cover.
Most insurers will expect you all to be UK residents and, if you are purchasing a single trip policy, to be travelling together.
Please read all terms and conditions carefully before purchasing a policy.
Even though there is usually cover for medical emergencies provided within the policies we would still recommend ensuring that you all have a valid GHIC card if you are travelling within the EU, Switzerland or Norway.
This content was last reviewed on 17/01/2024