Are any vehicles excluded from the cover?

We cannot cover any vehicle:

• not registered and principally used in the UK

• not purchased from a VAT registered garage

• which has an invoice price exceeding £125,000 (Back to Invoice +, Vehicle Replacement + and Contract Hire +) or £75,000 (Agreed Value GAP)

• which is more than ten years old on the start date of your policy for Back to Invoice +, or 7 years old for Vehicle Replacement +

• which is covered by a motor trade policy

• which is not covered by comprehensive motor insurance

• Any Commercial Vehicle over 3500kg, Motorcycle, Motor Scooter or Moped.

• Any left hand drive vehicle and a vehicle which does not meet UK or EC approval or is not commercially available in the UK direct from a manufacturer or its authorised importer or dealer.

• Any taxi, mini cab, driving tuition vehicle, courier or delivery vehicle of any type or any private or public rental vehicle or any rally, competition or off-road vehicle of any type.

If you are uncertain about your vehicle eligibility, please contact us on 01653 916304 and one of our team will be happy to help.