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Does the GAP policy cover road tax in the event of a total loss?

Can I claim for unused road tax on my GAP insurance?

A GAP policy settlement won’t include any amount paid towards the road fund licence. There is no need for it to do so, as it would be refundable pro rata by the DVLA if your vehicle is written off.

If your vehicle is declared a total loss by your insurer, you need to send section 9 of the vehicle logbook to the DVLA. You will then receive an automatic refund in the form of a cheque within 4 weeks.

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