Will my comprehensive insurance company pay off the finance if my vehicle is written off?

Your primary insurer will normally pay you the current market value of the vehicle, and that is all. This may or may not be enough to cover the finance settlement figure at the time.

If you have GAP insurance this will cover any shortfall (up to the maximum claim limit) up to the invoice price, replacement cost or outstanding finance on your vehicle in the event of a total loss, depending upon the type of cover you have with us.