Not all comprehensive insurers will cover you if you are hit by an uninsured driver, so it is best to check with them.
The GAP insurance policy requires that your motor insurer make a market value settlement in the event they write your vehicle off. Provided they do so, and you can provide us with the few pieces of documentation we need for the GAP claim procedure, then we will also make a settlement.
If, for any reason, your motor insurer does not settle, then the GAP policy cannot settle in these circumstances.
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