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Compare Insurance for International Students

We look at what insurance is available for overseas students studying in the UK


young woman student

Most standard student insurance policies are not available to international students as they are not considered resident here. Travel insurance is not normally adequate as they rarely offer cover longer trips, nor do they provide the additional cover that students may need during their stay here in the UK.

We compare two policies here from providers who offer insurance for overseas students studying in the UK.

Cover4Insurance

Duration - one year or 6 month options

Possessions - up to £14,000

Tenants Liability Insurance - to cover you if you are responsible for fire, theft or flood damage to the landlord's property.

Visit Coverforinsurance International Student Insurance for an instant quote.

Endsleigh Medical Insurance for international students whilst in the UK

which covers

Duration - Up to 4 months but another policy can be taken out after first policy ends

Possessions - £1000 cover

Medical emergency cover - up to £2,000,000 cover for if you become unwell or sustain an injury whilst you are here in the UK.

Why choose Cover4Insurance?

Cover4Insurance student contents & possessions insurance, is designed with international students in mind.

They, offer, for example, options to extend cover to include the costs of emergency medical repatriation of the student (or the burial costs or repatriation of a students body should they die whilst at university or college in the UK).

Obviously standard benefits, such as

Personal Possessions (at Insured Address) Landlords Property | Tenants Liability cover Liability For Rented Household Goods Replacement Locks and Keys Credit Cards (up to £500) Personal Money (up to £50) Educational Establishment Property On Loan (such as books or research material) Accidental Death or Redundancy Of A Financially Supporting Parent Or Guardian Legal Liability Additional, as well as the repatriation cover optional upgrades include

Laptop, iPads & Portable Computers - either at the insured address or out and about as well. Accidental Damage — Item Limits Apply. Course Fees and Rental Protection — up to £20,000. as well as a range of others

A few highlights of the policy include new for old cover, and walk in theft cover (which unusually means you are covered if there is no evidence of forcible entry to your room). The policy also features a really low excess of £10, meaning students are not put off making a claim if they suffer a loss.

This policy is designed for students living in private rented accommodation, designated halls of residence or shared accommodation and are studying at a UK university or college.

Visit Coverforinsurance International Student Insurance for an instant quote.

Endsleigh Medical Insurance for international students whilst in the UK

Duration - Up to 4 months but another policy can be taken out after first policy ends

Possessions - £1000 cover

Medical emergency cover - up to £2,000,000 cover for if you become unwell or sustain an injury whilst you are here in the UK.

Why choose Endsleigh?

This policy may appeal to those who only have a very short stay - perhaps only studying for one academic term. International student insurance from Endsleigh provides a good level of medical cover but also the cost of a family member coming to the UK if you are in an accident or are taken ill is also included.

The policy also covers:

Course fees - in case you have to repeat or curtail your course due to accident or illness, you would be able to reclaim your prepaid course fees.

Family visits - covers the costs of a relative visiting the UK to see you after a medical emergency.

Medical expenses - pays medical costs not covered by the NHS if you have an accident or illness.

Third party liability - covers your legal liability to pay damages if If you accidentally injure someone, or damage their property.

Visit Endsleigh International Student Insurance to tailor a quote to your needs.

It will depend on your circumstances as to which policy is likely to be best for you, so we recommend getting a quote from each so you can see the cover provided in each area.

Image courtesy of: Juan Ramos on Unsplash

This content was last reviewed on 24/07/2019