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The easy way to find the best rates for Life Insurance if you are suffering with Long Covid

When you suffer from Long Covid it's really important to think about all your life insurance needs before choosing a policy. We can put you in touch with experts who know which policies are more likely to provide you the best long covid life insurance cover at an affordable price.


Life Insurance and Long Covid

Can I get life insurance when I have Long Covid?

Yes you can but, as with other chronic illnesses, you need to find a company that can take your illness into consideration and still provide all the cover you need from your life insurance. Specialist policies can sometimes come at a higher rate so it's well worth finding out what your options are before purchasing.

Our service makes this process much more straightforward. Our expert partners are experienced in finding policies that can help when you have Long Covid and in knowing the benefits of policies from different companies. Speaking to them can save you so much time and energy as they can direct you straight to those life insurance companies that can help Long Covid sufferers.

Simply click the green button above and enter just a few details to get your search underway.

How can Long Covid affect your life insurance premiums?

Sadly when people are living with a chronic illness they have a greater chance of premature death and therefore premiums take into account the higher risk taken on by the insurance company.

Comparing the policies available to you is even more critical if you are facing a higher premium. It is so important that you find the best policy for your needs at the most reasonable price.

You should always declare any medical condition when asked and fill out documents accurately and honestly otherwise you may find your policy is void and you are not covered.

Why life insurance is important for those with Long Covid?

Everyone is at risk of unexpected illness or death and having life insurance in place can mean that, if the unfortunate should happen, you have put precautions in place to ensure that your loved ones are taken care of.

Using our service you can find policies that will cover

Who is deemed to have Long Covid by life insurance companies?

According to the Office for National Statistics (March 2023) there are estimated to be around 1.9 million people suffering from Long Covid in the UK.

Long Covid is generally considered to be when someone has Covid symptoms continuing for more than four weeks after the first infection of coronavirus which can not be attributed to anything else. Long Covid is a chronic illness and like any other chronic illness it can affect which life insurance policies are available to you.

Normally you would expect to have a diagnosis from a medical professional but please be guided by the questions you are asked by the insurer and honesty is key to ensuring you are correctly covered by any policy.

The experts that we can put you in touch with through our service are just the people you need to guide you during this process and to answer any queries you may have regarding Long Covid Life Insurance.

What happens if there is a change in my medical status?

If your medical condition deteriorates after you have taken out a policy you are not required to inform your life insurer. As long as the health information you provided to the insurer at the time of purchase was correct then you do not need to notify them of any changes.

To ensure your policy has adequate cover, speak to the experts via our service who can discuss with you all the options for life cover, all the benefits, and which types of policies are available to you as a sufferer of Long Covid.

It takes just a couple of minutes for us to help you find a great value Life Insurance or Protection quotation that covers those with Long Covid.

No obligation and no fees when you ask us to review your Long Covid life insurance options.

Our service is so simple. Just fill out our quick online form by clicking the green button above or by clicking on the link below and we will get our panel of experts on the case. It's that easy!

Our team will be happy to arrange a callback to talk through what you are looking for. Let us help you get covered today.

Request a Callback

We can also help with travel insurance when you have long covid. Compare travel insurance for those who have pre-existing medical conditions.

LifeSearch. our expert partner, are one of the UK's largest life assurance brokers. They can provide cover from a range of companies including AIG, Aviva, British Friendly, Legal & General, LV=, Royal London, The Exeter, Vitality, Scottish Widows, National Friendly, Shepherds Friendly, Cirencester, Holloway, Guardian and Zurich. Like MoneyMaxim, they are regulated and authorised by the FCA, and offer a guarantee to give you the right cover at the most competitive premium possible all fee free and with no obligation.

Image courtesy of: Pixabay

This content was last reviewed on 28/06/2023