Topping the Christmas theft and gift lists this year, iPads are one product which Brits in particular seem unable to live without. Speculation over the number of iPads which have been shipped in the fourth quarter has estimated that a staggering 18.6 million units have been shipped from the States, making these gadgets one of the most popular products of the year.
In fact, these gadgets have proven to be so popular that everyone from pilots and doctors to the Prime Minister have all been given the devices. Of course, the problem with the popularity of these devices is that if damages or thefts occur then replacing the item can be expensive and difficult. It is for this reason that iPad insurance products have become available, offering tailored cover designed to protect users against any potential problems or losses.
For those interested in purchasing this form of insurance, choosing a policy can be difficult. A number of insurers will offer this type of policy to consumers meaning that comparisons need to be drawn before selecting a particular product.
When choosing iPad insurance the main things you should consider are as follows:
iPad Insurance: Type of cover
This is the first thing you need to consider and is therefore highly important. As with all insurance policies, iPad insurance will be available in numerous forms. Some products will just cover theft and malicious damage whilst others will cover technical faults and even accidental damage.
Of course, with gadgets of this kind the danger of losing them is also high but not all policies will cover this. It is therefore vital that you consider exactly what type of cover is being offered by different providers.
Amount and length of insurance cover for iPad Insurance
The amount of cover which is offered will typically depend on the value and age of your iPad. It is therefore important that you have this information recorded accurately and make sure the amount of cover you are offered covers the value of the device. How much excess you pay should also be considered and most insurers will have a standard excess fee. Consider how long the insurance contract is for as well and make sure it matches your situation.
Cost of cover for iPad Insurance
The last thing you need to consider is the cost of your iPad insurance. Of course, this should always be as low as possible but you should also consider whether you want to pay by monthly instalments or in a single transaction. The former of these will typically be more convenient but slightly more expensive – something which should be given great consideration when choosing your insurance.