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The integral personalised computer gadget for any household, laptops have risen in popularity amongst all individuals over recent years. These gadgets, which can often be expensive, are unfortunately put at an increased risk of damage and theft due to their portable nature.
This increased risk means that laptop insurance policies are now an integral product for consumers, offering an easy way for them to protect these essential possessions. When selecting these products there are a number of considerations which have to be made, one of the main examples being whether loss is covered by the policy.
This is important because the loss of laptops is something which is more common than some may realise. According to a study by Dell, a staggering 900 laptops are lost at Heathrow airport each week with the total number of these items lost by European and American travellers amount to over 15,000 per week.
Laptop insurance policies which cover loss are therefore something which all individuals should consider. Yet, loss is just one consideration that should be made when considering this sort of insurance and finding the right laptop insurance for you relies on a number of other factors.
Cost Vs Cover
The secret to finding the best laptop cover for you is to find a policy that combines a high level of cover with a low overall price. This means that you will need to compare the different types of cover which are offered by different insurers in conjunction with the price of the cover.
Neglecting the quality of the cover you receive simply for price is never advisable and there are plenty of insurers who will offer a good value for money with their laptop insurance policies.
Things which you should always look for in laptop insurance policies are therefore as follows:
Loss cover – as stated, a large number of laptops are lost each year so it is important to ensure that you are covered for this situation.
Accident damage cover – this will cover any damages which are caused due to spilt drinks or other accidents. This is perhaps the most common type of damage experienced by laptops and should therefore be a key component of the insurance policy.
Theft – laptops are a highly attractive device and therefore they are a prime target for thieves. Ensuring that you laptop is protected against theft is essential and you should always look at this type of cover closely.