Half term travel: Don’t forget to compare travel insurance

Not having travel insurance when travelling abroad is a very common mistake among younger travellers.

Travel insurance is not only about having medical emergencies in a foreign country. Comparing travel insurance and choosing the best deal according to your circumstances can prevent you from a number of common problems that travellers can suffer overseas.

These are some of the most common cases scenarios in which you will be grateful of having contracted travel insurance before leaving your home country, such as:

• Once you are on holiday, your passport and wallet are lost or stolen– this is very common in poor countries. Your travel insurance company can provide you with emergency cash and a replacement passport.

• Your flight has been cancelled and the airline is not giving money back to passengers. A majority of insurance providers could give you financial retribution in such cases. The same happens if you need to cancel your trip due to illness.

• You want to cancel your trip. A number of companies would cover this in specific cases such as if a terrorist incident occurs in the city where you're planning to visit.

• Extreme weather conditions force you to evacuate your resort, hotel or cruise. This is something more likely to happen in tropical countries in which natural disasters such as hurricanes are quite common.

• Your airline, tour operator or cruise line goes bankrupt and you need to get to your destination and to get your non-refundable expenses covered.

• Last but not least, travel insurance will cover, pay and protect you if you need medical attention while being in a foreign country. Otherwise, paying for that comes at a very high price in some countries so it is worth to be covered in the unfortunate case of accident or illness abroad.

Compare travel insurance to find the best deals available in the market and enjoy of your holiday break.