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Mark founded MoneyMaxim in 2008, with the aim of delivering an impartial and independent service. Mark is a regular money saving expert in the press and writes regular news and articles for the MoneyMaxim news pages sharing his views on banking, personal insurance and the utilities (gas, electricity, mobile and home phones, broadband and pay TV) market with customers.
With average motor home excess insurance rates typically costing £2 a day or more. If you are taking a holiday in a campervan, or hiring one for a period of time, it really does pay to see if there are more cost effective ways of covering the excess that you are liable for when you hire a motorhome.
Do I need motorhome excess insurance?
While renting a motorhome for a holiday abroad or in the UK may sound like a cheaper option to a cruise or luxury five star resort break, if you forget to get the right motorhome hire excess insurance it could in fact far from a cost cutting holiday.
Many of us choose to go back to basics by renting a motorhome for a family break however considering which motorhome excess insurance deal is best suited to your needs can be far from a basic task.
How to find the best Motorhome Excess Insurance
Some motorhome rentals include the insurance but normally can have a high excess (which can run into thousands of pounds) payable for any damage and therefore sometimes it is recommended to take out insurance for the excess. Until now this excess insurance was not available for campervans and other motorhomes as the risks involved (which include kitchens and the risk of fire, and the size of the vans and potential parking knocks) can be higher than a normal rental vehicle.
The motorhome excess insurance is often very pricey even if the actual insurance is quite reasonable, so if left to the last minute the potential to miss out on the best motor home insurance excess deals is massive. Now however you hcan do your research online using moneymaxim, the home of vehicle excess insurance.
Launched only today is a brand new policy designed to cover excess insurance for rented motor homes, RVs, campervans and the like. Its available through Questor Insurance, and full details can be found on their website.