Parents who put their child as a named driver on their car, when they are in fact the main driver of the vehicle are breaking the law, but research shows a quarter think it is legal.
This practice, termed ‘fronting', is committed by one in ten drivers, with one in five people considering fronting as a way to cut costs on car insurance, a leading money comparison site revealed.
Almost half do realise this practice is illegal, but do it to save money, while 55 percent admit to not realising fronting is illegal, while 36 percent admit to being clueless.
"It is deeply worrying how many people are taking the risk by ‘fronting' on their car insurance, especially as this practice is illegal and will be classified as fraud by an insurer,” said Peter Harrison, car insurance expert, at a leading money comparison website.
"It is also concerning so many drivers think fronting is legal or are simply unaware of its legality.”
Over a quarter of motorists in the East Midlands are more likely to consider fronting as a way to save money, the research found.
More men than women were also shown to have carried out fronting or consider doing it in the future, 26 percent compared to 22 percent.
However, 40 percent of Brits would not consider fronting from the fear that it could invalidate their insurance. Forty eight percent of those in the North West are concerned about this.
The annual premium for 18 year-old is about £1271.50, making it unaffordable for some youngsters to drive a car.
Motorists are being urged to ensure they drive legally, as the new Continuous Insurance Enforcement (CIE) legislation is being implemented to cut down on the number of uninsured drivers on the roads.
It will be an offence for cars to not have insurance, even if they are not being used.
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