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Pet claims have risen in price by 115 percent in the last 12 months new research shows, making it even more important for animal owners to compare pet insurance online.
A survey conducted on behalf of NFU Mutual revealed 15 percent of Brits have cancelled some form of insurance in a bid to save money as the recession continues to bite.
Pet and health insurance were both less likely to be renewed as cash strapped Brits struggle to reduce their monthly outgoings. However, compared to the risk of having to meet expensive bills for emergency treatment consumers could be making a false economy.
"Buying the cheapest pet insurance policy or cancelling the cover all-together may seem cost effective at the time, but in the long run it could prove to be a false economy," warned John Kenny, NFU Mutual chief claims manager.
"Pet insurance does not have to be expensive. And, with the average claim for a pet dog costing £66 owners without insurance might find it difficult to pay."
Some of the main reasons dogs are taken to the vet is for the removal or treatment of lumps or tumours, cuts, paw problems, lameness and dental problems, and digestive or intestinal problems.
The research also showed certain dog breeds are more likely to need treatment with Labradors leading followed by spaniels and terriers respectively.
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As the research highlights, medical treatment for dogs can be costly and as the majority of families would not deny their beloved pet the help they needed they could end up bogged down with debt.
Once a pet has been diagnosed with a long term illness it is also hard if not impossible to find pet insurance to at least partly cover this, therefore ensuring you have comprehensive cover is vital.