Homeowners of thatched roofed properties are being warned about the dangers internal fires and wood burning stoves have on increasing the risk of fire. Find home insurance for thatched roof properties now.
Research shows 9 percent of thatched house fires are caused by chimneys and wood burning stoves highlighting the importance of making necessary checks to prevent a fire from destroying a home.
If you live in a thatched house it is important you make sure you have adequate home insurance to cover you should this happen.
NFU Mutual showed it takes up to 18 months to re-build a thatched roofed property due to a fire as the damage is more severe in these cases due to the roof making the fire harder to control.
"Living beneath a thatched roof doesn't mean you can't enjoy the warmth of a real fire, but it is important homeowners exercise a degree of caution," explained Nicki Whittaker from NFU Mutual.
"Homeowners can carry out their own checks, but if you have not used your fire or wood-burner for a while its probably advisable you speak to a qualified thatcher or fire safety officer for further tips on preventative measures."
Electrical faults were also found to be a common cause of fire making it imperative that homeowners perform necessary checks on a regular basis to prevent this from occurring.
Compare Home Insurance for Thatched Roofs
It is important to have home insurance whether your roof is thatched or not as replacing items or repairing damaged caused by such events can cost too much for most families to afford.
Each provider offers a different amount of cover, and it is possible many may charge extra for homes with a thatched roof.
If, however you make the necessary checks and get a professional to check the workability and safety of your chimney for example and provide evidence of these checks, some may offer a discount.