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With a number of years journalism experience, John is a personal finance journalist and editor providing regular daily news updates to the MoneyMaxim website. His area of particular interest includes house prices, mortgages and insurance. He works as News Editor at MoneyMaxim.
Hiring a car is something that a number of us will do at some stage in our life, whether it is to move home or to use whilst holidaying. When obtaining a hire car one thing which we don't always immediately consider is that of the insurance.
As a legal requirement, drivers must have insurance for the vehicle which they are driving and this means that car hire insurance is an essential product. So why should you compare this and what should you look for when purchasing this product?
What to look for in car hire excess insurance
The most important thing to remember is that car hire insurance, look all other forms of insurance, will be available in numerous formats. With a number of factors being customisable and an extensive number of insurers offering this service, finding the one which is best for you can be difficult.
The first things you need to consider is what type of policy is available and what exactly does it cover. Where you intend to use your hire car (such as in the UK, within Europe or world-wide) will affect the type of cover which you need. The length of cover which you need will also affect this and should be the next thing you consider.
When selecting this form of insurance you therefore need to find a policy which meets these needs whilst offering you the best value for money. Cost should always be considered in relation to what services are provided, allowing you to get insurance that is both reasonably priced and of a high standard.
Why compare car hire excess insurance
As with all insurance products, cheaper prices will often be readily available. The only way for you to find the best insurance deal is to compare what is available and this can be done quickly and easily.
It is always important that you use a reputable service when conducting your comparison, as this will help you to make an informed decision regarding your car hire insurance. Car hire is something which some consumers can find difficult to understand and recent reports by The Guardian warned individuals about the dangers of bogus offers.
Comparing the insurance which is on offer through legitimate and respected sites is therefore one easy way for you to ensure you are not sold a con. These sites will only display quotes from reputable insurers, allowing you to feel confident in your decision whilst obtaining a good deal on your car hire insurance cover.