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Prepaid Currency Cards Compared
Find out more about the UKs leading prepaid currency cards. Find out which is better in different circumstances, and apply online
Choose from the best prepaid currency cards available in the UK
We aim to make your decision quick and easy
Comparative Exchange rates - 22nd October 2020
| Company | US $ | Euros |
|---|---|---|
| Caxton FX - Black | 1.2806< /td> | 1.0804 |
| FairFx | 1.2635 | 1.0790 |
Best card?
The best rates tend to vary on a daily basis so there is no 'right' or 'wrong' card to pick - both are pretty equivalent. If you are going to want to make a number of ATM withdrawals could be worth considering Caxton, as they do not charge for them in the zone of the currency (You could still be charged by the bank who owns the cashpoint machine you are using).
Both cards can be used along with a mobile app which allows you to check your balance and top up your card on the go.
If you are going to spend a lot and make frequent withdrawals consider getting the Caxton Red card which has a £5 monthly fee but offers slightly betters exchange rates.
| Company Name | Application Fee | ATM Usage Fees from Card Provider | Monthly or Transaction Fees | How can you recharge the card | Benefits | More information and to apply |
|---|---|---|---|---|---|---|
|
CAXTON FX
Multicurrency |
FREE | None | £0.00 | Via App Online |
15 Currencies can be loaded Great Exchange Rate Fewer ATM fees No Commission Mobile App Use wherever Mastercard accepted |
Caxtonfx Card |
|
FairFX
Multicurrency |
FREE |
£1.00 | £0.00 | Credit Card Debit Card Bank |
15 Currencies can be loaded One of the best Exchange Rates No Commission Mobile App Use wherever Mastercard accepted |
Fairfx Card |
Cards are available as Multicurrency cards which means you can load up your GB pounds, but spend in a wide range of currencies. The days of needing a different card for each country are long gone.
Please do be aware that these cards do not offer the same consumer protection that credit cards do - if the Bank or Building Society that issues the card runs into difficulties your cash could be at risk - however the bank and building society who issue these cards both 'ring fence' any funds held on cards to ensure that even if they got into financial difficulties funds would be available to repay their debts.
We source our data through newspaper best buy tables, information from providers and more importantly from consumers such as yourselves - if you feel you have found a rate or product we should be talking about tell us here.
This content was last reviewed on 22/10/2020