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Policies which cover learner drivers but which expire once the test is passed.
These policies can be an ideal way for a learner driver to get some practice in. They allow the learner to either insure their own car, or cover themselves whilst driving a car owned by friends or family.
The downside is that, if you pass your test within 10 or 12 months of taking up a policy, you are unlikely to be able to claim any no claims bonus, but the upside is that premiums tend to be far cheaper.
Do read all the conditions carefully - age of car, age and experience of driver (this policy may not be suitable for someone who has been learning for a number of years), type and value of car may all prohibit you from having a policy.
We find, however, that many love this way of letting learner drivers get some practice in without the expense of a standard learner driver policy.
This content was last reviewed on 16/09/2019
Image courtesy of: David Castillo Dominici at FreeDigitalPhotos.net