We review CoverForYou Car Hire Excess Insurance policies, and explain the cover offered.Search for Car Hire Excess Insurance
Car Hire Excess Waiver Insurance from CoverForYou is a relatively new product for the company who have been travel insurance intermediaries for many years. They work with underwriters who are household names - AXA in the case of Travel Insurance and Allianz in regard to Car Hire Excess Insurance.
The company itself is headquartered and regulated in Gibraltar, but has authority to see products in the UK through reciprocal arrangements, and have the protection offered through the Financial Services Compensation Scheme (FSCS).
CoverForYou do operate an efficient online business, and as such most servicing, claims and policy management is dealt with online through the Customer Zone on their website
Their customer service teammembers are based in the UK and CoverForYou offer a 14-day money back guarantee on all their policies.
CoverForYou car hire insurance policies provide cover for a Single Incident Claim of up to £7500 as well as covering roof, underbody, wheels, tyre and glass damage, all areas often not covered by car hire firms.
CoverForYou offer cover for not only lost keys but also misfuelling and, towing and recovery charges too.
Cars with a value of up to £70,000 are covered, which obviously covers most cars likely to be hired on a holiday.
The maximum hire period is 62 days for trips within an annual policy.
One factor that makes CoverForYou differ from all other companies in the market is that they also take into account the age of any additional drivers when calculating a premium. With most users this this makes little or no difference, but if a second driver is either relatively young or old.
Car Hire Excess Insurance policies from CoverForYouare underwritten by AWP P&C SA and is administered by Allianz Global Assistance. All CoverForYou policies are backed by the Financial Services Compensation Scheme (FSCS). Allianz Global Assistance is a trading name of AWP Assistance UK Ltd, 102 George Street, Croydon CR9 6HD. AWP P&C SA is authorised in both France and the United Kingdom, and subject to limited regulation by the Prudential Regulation Authority and the Financial Conduct Authority.
The CoverForYou claims process tends to be smooth with claims handled by Allianz Global Assistance. Details will be included on your paperwork.
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This content was last reviewed on 07/02/2019