There are many people in the UK who might feel that the medical problems they have are holding them back from going on the holiday of their dreams. Even more upsetting can be the thought that anyone with an ongoing medical condition cannot afford to go abroad because of expensive travel insurance premiums charged against an existing medical problem.
Medical costs abroad can be very expensive and without adequate insurance cover you can end up facing financial ruin if you suffer from a health-related problem while abroad.
There are numerous different options to help you choose the right pre-existing travel insurance and the best medical travel cover available in the market today. The good thing about travelling abroad when you are fully insured, but perhaps not in the best of health, is that you can relax and unwind while away without having to worry about issues such as whether or not you are covered should something bad happen.
Travel insurance for pre existing medical conditions can be purchased in many ways. You can even get a quote for pre-existing medical travel insurance online or over the telephone. These days there are numerous platforms available, so purchasing travel insurance when in bad health is a procedure that can be solved within minutes.
Actually, there are as many types of insurance premiums as there are health problems; however, these are some of the most common medical conditions where it is possible to find comprehensive travel insurance:
In order to make an accurate assessment of your risk, an insurance company will ask for your medical history in order to tailor the insurance to your specific case.
The price you pay for travel insurance with medical conditions can vary widely depending on the specific type of illness or circumstances.
Something to bear in mind when looking for relevant travel insurance to cover a specific health condition is to remember that you should always tell the truth when making an application for insurance. If you do not reveal your full state of health and make a claim on your insurance at a later date, it could be invalid and you'd be left to cover full medical and repatriation costs back to the UK. Honesty is definitely the best policy.
We can also help if you are looking for life insurance when you have a pre-existing medical condition. Our expert partners are able to search out policies that can help with life cover when you have a current diagnosis.
This content was last reviewed on 02/04/2023