The main benefit of this form of insurance is that it allows travellers who have pre-existing medical conditions to go abroad with peace of mind and without having to worry about extra medical costs in case something happens. With this service, the over 80s are free to enjoy themselves as any other person on holiday does.
For a certain price, travellers with specific medical conditions will be able to travel abroad knowing that if anything happens they are covered and have an insurance company supporting them. How much it costs depends on your individual circumstances, where you are travelling to and what your health issue may be.
However, the lower prices and premiums could be found simply by shopping around and comparing travel insurance with medical conditions.
Something to bear in mind when looking for relevant travel insurance to cover a specific health condition is to remember that you should always tell the truth when making an application for insurance. If you do not reveal your full state of health and make a claim on your insurance at a later date, it could be invalid and you'd be left to cover full medical and repatriation costs back to the UK.
Annual multi trip policies are few and far between when it comes to travel insurance over 80 with medical conditions, but there are plenty of companies who will offer single trip policies.
Photo Credit: Ben Earwicker
This content was last reviewed on 12/10/2021