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Washing machines are an essential appliance in the home, with hectic schedules and the increasing speed of family life, it is important to many to have reliable appliances. With the whole family’s washing piling up, having a washing machine out of action for even a couple of days can cause unwanted stress to many.
Whilst washing machines generally come with a guarantee of one year you would expect to have it for many more than this. If your appliance breaks down out of the manufacturer’s guarantee, in the second, third or fourth year, you can find a costly repair bill heading your way, a bill many are forced to pay due to washing machines being such an essential part of daily life.
Washing machine insurance is therefore a great way of guaranteeing that should your appliance breakdown you will not be forced to foot a large bill. Insurance can cover breakdown, accidental damage, parts, labour, call out fees, and the cost to replace the appliance. Many also offer payment options of monthly or annual instalments meaning it can be a wallet friendly option whilst providing you with peace of mind.
Various companies now also offer multi-appliance insurance, instead of just insuring your washing machine, you might want to consider other essential appliances such as the fridge, freezer and oven. All of these, and more, could be insured under one policy with the same insurer through monthly instalments or an annual premium. If you have more than a couple of appliances you consider to be essential, a multi-appliance policy may be worthwhile and will provide protection against breakdown and damage.
Single kitchen appliance insurance to cover washing machines can be brought from Reactive Insurance. This policy is available through a single annual payment or monthly insurance. Reactive Insurance's single kitchen appliance insurance would cover against any breakdown or accidental damage to the washing machine following the expiry of the manufacturers warranty. All parts, labour and call out fees are included in the price with Reactive Insurance. There is a 24 hour, 7 days a week freephone number should you have any further queries.
Reactive Insurance also have a Total Kitchen Insurance policy. This allows you to insure multiple kitchen appliances, for example, washing machines, dishwashers, fridges and freezers, under a single policy.
Washing machine insurance cover is offered directly by Smart Cover Insurance. Breakdown and accidental damage to washing machines are covered by this policy. Unlimited claims, call outs and technical support are included within the premium for the insurance. A stand out point of this policy is that 45 days after the insurance start date, you are liable for no excess charge for any claims. Smart Cover Insurance only use trusted nationwide engineers.
Multiple appliances can be insured by Smart Cover Insurance, this will allow customers to have different kitchen appliances all covered by the same company.
Kaput Appliance Insurance are able to cover both new and second-hand washing machines across all brands, and up to 10 years old. The cover provided will include call-outs, delivery, labour and parts, as well as electrical and mechanical failure and breakdown cover. There are no excesses under this policy, however any claims made in the first 28 days of the policy will not be covered.
Kaput Appliance Insurance offer a multi-item discount and customers can choose any combination of 1 to 10 items, whilst mixing between the Kitchen, Lounge and Small appliances.
Row appliance insurance covers individual items such as washing machines. Row offer cover of up to £2000, mechanical breakdown, electrical breakdown and accidental damage. Should the customer's appliance breakdown or get damaged, Row do both repairs and replacements and allow customers to make multiple claims. There is a national repair network should any appliance breakdown.
If customers have multiple appliances that they are looking to cover, Row do offer a discount of up to 20%.
This content was last reviewed on 04/09/2018