01183 218197
(+44 118 321 8197 from abroad)
Monday to Friday10am - 4:00pm
Saturday, Sunday & Bank HolsClosed
Asthma Travel Insurance

Asthma Travel Insurance

Travelling abroad might not seem so easy for people who live with asthma. We offer a way of comparing quotes for your asthma travel insurance

Want to talk to someone regarding travel insurance covering Asthma?



Travel Insurance 4 Medical


Travel Insurers who may be able to cover Asthma free for many travellers

Avanti Travel Insurance
  • No upper age limits on policies
  • Optional upgrades for wintersports and cruises
  • Asthma covered free for many mild sufferers


Good to Go Travel Insurance
  • Specialist insurance for medical conditions
  • Covers wide range of pre-existing medical conditions including Mental Health, Severe and Terminal Conditions
  • Three levels of cover to choose from
  • No age limits


Standard Travel Insurers providing cover for Asthmatics

Insure For Travel
  • Choice of cover options
  • Cover for senior citizens over 75
  • Wintersports and golf option
  • Online screening for asthmatic conditions


Columbus Direct
  • Travel insurance covering Asthma for age to 85
  • Can add Volcanic Ash Cover
  • Optional cover for Skiing and Wintersports


  • Cruise cover available
  • Single trip and annual policies available up to 85 y.o.
  • Travel Insurance with simple screening for Asthmatics


Specialist Insurers offering travel insurance for Asthma sufferers

All Clear Travel
  • No upper age limits
  • Can cover almost any form of Asthma, any age or any destination
  • Can cover those with serious conditions
  • Enhanced coronavirus cover available


Staysure Travel Insurance
  • No upper age limits
  • UK contact centres
  • Travel Insurance for the over 50s with a medical condition
  • Cruise and Golf policies available


Asthma sufferers can find insurance to cover mild symptoms right through to those which are more severe. Asthma is triggered when a sufferer comes into contact with something that irritates their airways and causes the muscles around the walls of the airways to tighten. When travelling, Asthma can be trickier to control as it can be more difficult to avoid situations that create the Asthma trigger.

Do I need to declare I am an Asthma sufferer?

We would not suggest travelling without adequate travel insurance for any pre existing medical condition, even when a condition is mild. If an Asthma attack causes a more serious situation to develop, you could face significant medical costs which may not be covered if your insurer considers the root cause was your Asthma. Medical costs abroad can be very expensive and, without adequate insurance cover, you can end up facing financial ruin if you suffer from a health-related problem while abroad.

Declaring that you have asthma is especially important to declare at this time, as it can be a contributory factor in individuals getting a more severe for of Covid-19. If you are looking for insurance that covers Coronavirus do read our article covering Travel Insurance covering Covid-19

We have listed some of the companies on the left which will cover your condition, including some who do not load premiums for mild sufferers (although this is dependent on other factors such as age and medical history).

Benefits of Asthma travel insurance

The main benefit of this type of insurance is that it allows travellers with Asthma to go abroad with peace of mind and without having to worry about extra medical costs in case something happens. With this service, Asthmatic holidaymakers are free to enjoy themselves as any other person on holiday does.

What are the requirements for Asthma travel insurance?

In order to make an accurate assessment of your risk, an insurance company will ask for your medical history in order to tailor the insurance to your specific case. Typical questions are the following:

  • Have you ever had a diagnosis made of chronic airways disease (eg chronic bronchitis or emphysema)?
  • How old were you when this diagnosis was made?
  • How many medicines do you take for your Asthma (count each inhaler as one medicine)?
  • Do you use nebulisers as part of routine maintenance of Asthma control?
  • How many hospital admissions have you had for your Asthma in the last year?
  • Have you been treated for Asthma in an intensive care unit in the last five years?
  • Can you always walk 200yds on the flat without becoming short of breath?
  • Have you ever been prescribed oxygen for use at home?
  • Have you ever been a smoker?

The price you pay for travel insurance with Asthmatic conditions can vary widely depending on the specific type or circumstances.

Tips for finding the best Asthma travel insurance

Something to bear in mind when looking for relevant travel insurance to cover a specific health condition is to remember that you should always tell the truth when making an application for insurance. If you do not reveal your full state of health and make a claim on your insurance at a later date, it could be invalid and you'd be left to cover full medical and repatriation costs back to the UK.

Where can I purchase Asthma travel insurance?

Asthma travel insurance can be purchased in many ways. You can even get a quote for pre-existing Asthma travel insurance online or over the telephone. These days there are numerous platforms available, so purchasing travel insurance when in bad health can be solved within minutes.

This content was last reviewed on 08/06/2022