Find specialist insurance for your pet shop, tailoring the cover to your business. Make sure you insure yourself against potential losses you could face should an accident happen. And with a pet shop in particular losses can be devastating in many ways.
Running a pet shop comes with its own risks alongside those of a regular shop. There may be live animals for sale within the shop which could include glass fishtanks. Do you allow customers to bring their pets into the store? It just takes one dog to have a small accident and a customers could slip and fall.
Perhaps your pet shop offers grooming or other services within the premises. Make sure you find the best pet shop insurance for your needs.
With a great panel of experts all after your business, they will try to accommodate all your needs. By asking for a quote you will not only get great quotations from a range of insurers and brokers, but also benefit from their vast knowledge of insuring pet shops.
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When you are looking to insure your pet shop you will be presented with a multitude of choices. Whilst most standard policies will cover you for your and your employees' protection and for your equipment and stock. It is also very much worth considering insurance against malicious fires, broken glass and flooding amongst other risks.
Here are some of the policies which are fairly essential for those with pet shops.
Commercial Property Insurance - this insurance covers your inventory and building against fire, smoke and water damage. All that can prove costly without the correct protection. You'll most likely have a large amount of stock so protecting this may be paramount in ensuring the success of your business, make sure you get the most appropriate level of insurance.
Public Liability Insurance - protect yourself from lawsuits by getting a public liability insurance policy which will cover your business from any injuries that a third party may receive on your premises.
Product Liability Insurance - any shop would be sensible to purchase product liability insurance, any products you sell will be protected against lawsuits directed at your business due to the injury of a third party.
Theft Protection - as you will, like any shop, be selling products which may be easily concealed, it's important to get cover to ensure you don't suffer financial loss through theft. Get theft protection to make sure you have all the appropriate cover.
A few minutes thought before committing yourself to a pet shop insurance policy can significantly reduce your stress levels at a later date should an incident occur, and you will not be left unsure as to whether you are fully insured or not.
If you are looking to buy insurance for your own pet please get a quote from our pet insurance comparison service
This service is operated on our behalf by Seopa Limited.
This content was last reviewed on 05/12/2023