Pub insurance needs to reflect the type of pub you are running, whether a family business, city centre night time orientated pub, country eatery or bar with all night licence. Pubs vary considerably in what is the most important cover for them.
It needs to offer comprehensive cover, from liability cover in case a customer slips over at the door or a member of staff injures themselves to insurance covering the cash on the premises, or perhaps in transit to the bank.
Policies come in all shapes and sizes, but the most popular offer good standard cover, with additional upgrades to cover more specific risks that may, or may not be appropriate for you.
They are easily upgradable if your needs change and you start offering new activities for your customers
Optional upgrades can cover those offering nightclub activities or live entertainment, extended contents cover, public and product liability insurance, loss of income cover - even the loss of your drinks licence.
Of course you can be covered both for the bricks and mortar of your pub, and the contents, not just those which are to do with the business, but to cover your personal possessions if you live in as well.
To get us searching our appropriate insurers, just click on the Get a Quote button above and a panel of specialist pub insurers will be on the case in minutes!
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This content was last reviewed on 06/10/2021