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FAQ Section > Car Hire Insurance Frequently Asked Questions > 
What is an Annual Car Hire Excess Insurance Policy?
We explain why an annual car hire excess insurance policy might save you time and money when you hire a car
Annual Car Hire Excess Insurance
Here are just a few reasons why an Annual Car Hire Excess Insurance Policy can save you time and money:
- If you hire cars for more than 17 days in a year - in almost all cases the cost will be less than separate short term policies
- Annual policies can offer flexibility to allow you to extend your rental period without buying a new policy
- You won't have the worry that you might forget to buy a policy
Anyone who is hiring for more than two weeks a year should consider an annual policy - the tipping point when it comes to price is about 17 days.
If it's not clear cut which will be best for you we would suggest buying a daily policy - as it means if your plans change you have more flexibility - you can find out more on our Daily Car Hire Excess Insurance faq.
We are on hand to help - our telephone number is 0118 321 8197 or you can use our online chat via the website.
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This content was last reviewed on 20/10/2021
Similar Questions
Daily and Annual Policy related Questions Answered
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- What do you mean by annual policy? Can I use it throughout the year?
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General Car Hire Insurance Questions Answered
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Your Driver related Questions Answered
- What are the age limits on Car Hire Insurance policies? Are policies available for those over 85?
- Can I buy car hire excess insurance if I am under 21 years old?
- Do I need to buy a second excess insurance policy for an additional driver?
- Can I cover two or more lead drivers on one policy?
- Are other people travelling with me in my hire car covered?
Car Hire Companies - Your Insurance Questions Answered
- What insurance policies do Alamo offer?
- What insurance policies are offered by Auto Europe?
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- Super CDW, Deductible or Non Waiver - Terms Explained
Excess Insurance Questions Answered
- What is Covered by Baggage and Personal Accident Cover?
- Excess Insurance covers the under-body, roof and tyres but does it cover me if I have an accident?
- What Cover does Car Hire Insurance provide for Carjacking and Road Rage?
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Vehicle related Questions Answered
- Do you cover vehicles such as Camper Vans, Caravans and Motor Bikes?
- Can I get excess insurance for a pickup truck?
- What cars are covered by car hire insurance?
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Purchase related Questions Answered
- Can I buy car hire excess insurance when I am not in the UK?
- How far in advance can I buy car hire excess insurance?
- Can I purchase your Excess Policies if I am not a resident of the UK?
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Excess Insurance Questions Specific to Countries
- Which car hire excess insurance policy is best for car rental in Canada?
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Claims related Questions Answered
- How good are these companies at settling claims?
- How do I make a Claim on my Excess Insurance?
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- Make Sure Your Car Hire Insurance Claim is Valid
Combined Worldwide CDW, SLI & Excess Policy Questions Answered
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- Collision Damage Waiver Insurance - We explain what it is
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- What Insurance Cover is Provided with an SLI Policy?
Questions on CDW & SLI Policies for the USA and Canada Answered
- What are the restrictions on the CDW/LDW & SLI Policy for the USA and Canada?
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Geographical related Questions Answered
- Why are there restrictions on UK usage?
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