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FAQ Section > Car Hire Insurance Frequently Asked Questions > 
What does Daily Car Hire Excess Insurance mean?
We explain why a daily car hire excess insurance policy might be you best choice to protect you when hiring a car
Daily Car Hire Excess Insurance
Here are just a few reasons why a Daily Car Hire Excess Insurance might be your best choice:
- If you hire cars for less than 14 days over the next twelve months a single trip policy will be cheaper
- If are unlikely to want to extend your rental agreement then there is no reason to pay extra for an annual
- If hiring on multiple occasions you are happy to buy separate policies (an annual policy means less admin!). If you have different lead drivers on two different hires then separate polices would work. You can buy annual policies which cover more than one lead driver but they can be pricier.
If you are likely to hire only once or twice over the next twelve months and are hiring for less than 14 days in total over that period it's almost certain that a daily car hire excess insurance policy will suit you best.
These policies cover you for the exact period you are hiring your car and you would need to buy more than one policy if, for example, you were hiring for two 5 day periods.
If hiring for a longer period or more frequently it's highly likely that an Annual Car Hire Excess Insurance will suit you better.
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This content was last reviewed on 20/10/2021
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General Car Hire Insurance Questions Answered
- Do I need Car Hire Excess Insurance when I rent a car?
- How does your car hire excess insurance work?
- Can I just buy an insurance policy, or do I need specific dates to be able to buy my insurance?
- What Does All Inclusive Car Hire Insurance Cover?
- Does my car rental agreement already include insurance?
- Why are there restrictions on UK usage?
- Can a hire company refuse to accept a car hire excess policy?
- Are other people travelling with me covered?
- Is damage to windows and tyres covered?
- Can I purchase your Excess Policies if I am not a resident of the UK?
- Will car hire insurance cover me if I pick the car up at one location and return it to another?
- Will car rental firms preauthorise on my credit card when I have car hire excess insurance?
- Are there credit cards which offer Collision Damage Waiver (CDW) or Excess Insurance?
- Which insurance do I need for my car hire?
- What cars are covered by car hire insurance?
- What do you mean by annual policy? Can I use it throughout the year?
- What is covered by the Theft insurance included in the car rental price?
- What is Personal Accident Insurance (PAI) and do I need it?
- What is Personal Effects Cover (PEC) and do I need it?
- Do I need car hire cancellation insurance?
- How good are these companies at settling claims?
- Can I buy car hire excess insurance when I am not in the UK?
- Does it cost more for additional drivers?
- Does it matter what time of day I collect or return my hire car?
- What if I have a problem printing or downloading the car hire insurance document?
- Do you cover vehicles such as Camper Vans, Caravans and Motor Bikes?
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- Do I have to pay an excess if I buy a car hire excess insurance?
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Excess Insurance Questions Answered
- Do I have to have Excess Cover?
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- What are the restrictions on the Annual Excess Policies?
- In which countries is Excess/Super CDW charged?
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- How do I know what the excess limit is for my hire car?
- Does Car Hire Excess mean I wouldn't have to pay for anything?
- Do I still have to provide my credit card for the excess on my hire car when purchasing a policy from you?
- Will a car hire accident claim affect my car no claims bonus?
- Make Sure Your Car Hire Insurance Claim is Valid
- How large does my excess insurance limit need to be?
- When is the best time to get Excess Insurance?
- What is European Car Hire Excess Insurance?
- Do Worldwide Excess Insurance Policies cover you everywhere in the world?
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- What are the features of a Combined CDW, SLI and Excess policy?
- How are Worldwide Policy Claims handled?
Combined Worldwide CDW, SLI & Excess Policy Questions Answered
- What are the requirements for car rental insurance in the USA and Canada?
- What are the features of the CDW/LDW & SLI Policy?
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- Is independent car hire insurance suitable for fly-drive holidays?
- How are SLI/CDW Claims handled?
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- If I purchase a Collision Damage Waiver and Supplementary Liability Insurance Policy, am I fully covered for car rental insurance in the USA and Canada?
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- Theft Protection - Car Hire definitions
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Car Hire Companies - Your Insurance Questions Answered
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Your Driver related Questions Answered
- Young Drivers (under 25 years old)?
- Am I too old to hire a car?
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Car Rental Keys Questions Answered
Excess Insurance Questions Specific to Countries
- Which car hire excess insurance policy is best for UK car rental?
- Which car hire excess insurance policy is best for car rental in France?
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