What does Daily Car Hire Excess Insurance mean?

We explain why a daily car hire excess insurance policy might be you best choice to protect you when hiring a car

Daily Car Hire Excess Insurance

Here are just a few reasons why a Daily Car Hire Excess Insurance might be your best choice:

• If you hire cars for less than 14 days over the next twelve months a single trip policy will be cheaper
• If are unlikely to want to extend your rental agreement then there is no reason to pay extra for an annual
• If hiring on multiple occasions you are happy to buy separate policies (an annual policy means less admin!). If you have different lead drivers on two different hires then separate polices would work. You can buy annual policies which cover more than one lead driver but they can be pricier.

If you are likely to hire only once or twice over the next twelve months and are hiring for less than 14 days in total over that period it's almost certain that a daily car hire excess insurance policy will suit you best.

These policies cover you for the exact period you are hiring your car and you would need to buy more than one policy if, for example, you were hiring for two 5 day periods.

If hiring for a longer period or more frequently it's highly likely that an Annual Car Hire Excess Insurance will suit you better.

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This content was last reviewed on 20/10/2021

Similar Questions

Daily and Annual Policy related Questions Answered

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General Car Hire Insurance Questions Answered

• Do I need Car Hire Excess Insurance when I rent a car?
• How does your car hire excess insurance work?
• What Does All Inclusive Car Hire Insurance Cover?
• Does my car rental agreement already include insurance?
• Can a hire company refuse to accept a car hire excess policy?
• Are other people travelling with me covered?
• Is damage to windows and tyres covered?
• Will car hire insurance cover me if I pick the car up at one location and return it to another?
• Will car rental firms preauthorise on my credit card when I have car hire excess insurance?
• Are there credit cards which offer Collision Damage Waiver (CDW) or Excess Insurance?
• Which insurance do I need for my car hire?
• What is covered by the Theft insurance included in the car rental price?
• What is Personal Accident Insurance (PAI) and do I need it?
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• Do I need car hire cancellation insurance?
• Does it matter what time of day I collect or return my hire car?
• What if I have a problem printing or downloading the car hire insurance document?
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Purchase related Questions Answered

• Can I just buy an insurance policy, or do I need specific dates to be able to buy my insurance?
• Can I purchase your Excess Policies if I am not a resident of the UK?
• Can I buy car hire excess insurance when I am not in the UK?
• Is the price displayed a daily or total cost?
• When is the best time to get Excess Insurance?
• How far in advance can I buy car hire excess insurance?

Geographical related Questions Answered

• Why are there restrictions on UK usage?
• In which countries is Excess/Super CDW charged?
• In which countries is Excess/Super CDW not charged?
• Do Worldwide Excess Insurance Policies cover you everywhere in the world?

Vehicle related Questions Answered

• What cars are covered by car hire insurance?
• Do you cover vehicles such as Camper Vans, Caravans and Motor Bikes?
• Can I get excess insurance for a pickup truck?
• What kinds of vehicles can you be covered for by an excess insurance policy?

Claims related Questions Answered

• How good are these companies at settling claims?
• How do I make a Claim on my Excess Insurance?
• How are Excess Insurance Claims handled?
• How are worldwide policy claims handled?
• How are SLI/CDW Claims handled?
• Does Excess Insurance cover Bodywork Claims?
• Will a car hire accident claim affect my car no claims bonus?
• Make Sure Your Car Hire Insurance Claim is Valid

Excess Insurance Questions Answered

• Do I have to have Excess Cover?
• What Cover is Provided by Car Hire Excess Cancellation Insurance?
• What is Excess Waiver Insurance?
• What is an Excess on a Car Hire and what are my responsibilities for it?
• What is Covered by Baggage and Personal Accident Cover?
• What Cover does Car Hire Insurance provide for Carjacking and Road Rage?
• What Cover does Car Hire Insurance provide for Curtailment or Restitution?
• What Countries are designated European for Excess Insurance?
• Excess Insurance covers the under-body, roof and tyres but does it cover me if I have an accident?
• How do I know what the excess limit is for my hire car?
• Does Car Hire Excess mean I wouldn't have to pay for anything?
• Do I still have to provide my credit card for the excess on my hire car when purchasing a policy from you?
• How large does my excess insurance limit need to be?

Combined Worldwide CDW, SLI & Excess Policy Questions Answered

• What are the features of a Combined CDW, SLI and Excess policy?
• What are the features of the CDW/LDW & SLI Policy?
• Is independent car hire insurance suitable for fly-drive holidays?
• What cover is provided by the Combined Worldwide CDW, SLI & Excess Policy?
• Is Collision Damage Waiver (CDW) the same as Loss Damage Waiver (LDW)?
• What Insurance Cover is Provided with an SLI Policy?
• What does the term Collision Damage Waiver mean?
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• Theft Protection - Car Hire definitions
• Can I buy independant car-hire insurance for my fly drive holiday?

Questions on CDW & SLI Policies for the USA and Canada Answered

• What are the requirements for car rental insurance in the USA and Canada?
• What are the restrictions on the CDW/LDW & SLI Policy for the USA and Canada?
• If I purchase a Collision Damage Waiver and Supplementary Liability Insurance Policy, am I fully covered for car rental insurance in the USA and Canada?

Car Hire Companies - Your Insurance Questions Answered

• What insurance policies are offered by Auto Europe?
• What insurance policies are offered by No Excess Zest Car Rental?
• What is Avis Insurance Cover like? Do they have CDW, Liability and Excess Waiver Cover?
• What insurance policies are offered by Budget?
• What insurance policies are offered by Car Hire Brokers? And are they a good deal?
• My hire company offers Super CDW or Excess cover? What is this?
• What insurance policies are offered by Dollar?
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• What insurance policies are offered by Enterprise?
• What insurance policies are offered by Hertz?
• National Car Hire - are their Super Cover collision damage waiver excess policies a good deal?
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Your Driver related Questions Answered

• Are other people travelling with me in my hire car covered?
• What are the age limits on Car Hire Insurance policies? Are policies available for those over 85?
• Do I need to buy a second excess insurance policy for an additional driver?
• Can I cover two or more lead drivers on one policy?
• Can I buy car hire excess insurance if I am under 21 years old?

Car Rental Keys Questions Answered

• What is Lock Out Cover? Do I need it?
• Key Replacement Insurance - What is it and and do I need it?

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Excess Insurance Questions Specific to Countries

• Which car hire excess insurance policy is best for UK car rental?
• Which car hire excess insurance policy is best for car rental in France?
• Which car hire excess insurance policy is best for car rental in Spain?
• Which car hire excess insurance policy is best for car rental in Iceland?
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