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FAQ Section > Car Hire Insurance Frequently Asked Questions > European Car Hire Excess Insurance

What is European Car Hire Excess Insurance?

European car hire excess insurance removes the stress and worry about your hired car being damaged, stolen or vandalised whilst you are responsible for it.

European Car hire Excess Insurance

Car Hire Excess Insurance allows you to rent a car in Europe worry free.

It means that, if you are held responsible for the excess or damage to the wheels, tyres, roof or underbody of your rented vehicle and are presented with a bill by your hire firm, you can seek reimbursement from your car hire excess insurance.

The main areas of cover are:

  • The Excess (the first part of a claim that you need to pay the hire firm). In most parts of Europe this tends to) be between £800 and £2,500.

  • Damage to areas such as the tyres, wheels, underbody and roof of the car (and often the glass too), all of which tend to be excluded from the standard cover provided by car hire companies.

  • The costs involved in losing the car's keys, misfuelling, towing costs and a host of associated risks may also be covered.

Run a quotation through theMoneyMaxim Car Hire Excess Insuranceto see a full comparison of the features of many different policies.

If you are hiring outside the EU you can also see the fullgeographic definitions of Europecovered by policies featured through the service. Some policies will cover you well into Russia, and others into North Africa so, if your plans include these areas, researching the countries different policies will cover can sometimes save the expense of buying a worldwide policy.

This content was last reviewed on 11/10/2023

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